Much of the information that you will see on websites such as Trulia, Zillow, etc., is not current and up to date. Either the house has already sold, is under contract, or has not yet come on the market for sale. So if you are serious about finding a house for your family, don't waste your time on the internet; Call an experienced Realtor!
Any Realtor can help you look for properties in a given area or specified price range. They can also help you figure out what type of financing you may wish to apply for, and may have a loan officer they can suggest to you because they have worked with him or her before. Some Agents can also help you get "pre-qualified" so that you will know that you are looking in the right price range. A few, such as myself, can help you with your credit score as well.
You shoud focus on getting your finances lined up FIRST, and then talk to an Agent about searching for houses. So many people get it backwards! You will need to review your credit score (FICO score), make sure you have enough cash on hand, and determine your income-to-debt ratio. These are the 3 things that a lender will look at, and you want to be prepared before you ask a loan officer to pull your credit report.
If you'll contact me directly, I'll show you how to print your own credit report, and how to calculate the math on the other items. Once you have met the minimum guidelines, then you can call a bank rmortgage company to submit a loan applicaiton.
And After that, ...we'll go look at some houses! Getting the cart before the horse is a waste of time. So by discussing your wants and needs with a knowledgeable Agent, you'll be able to avoid focusing on houses which are not even for sale.
I'm available for a free consultation whenever you are ready.
---Friendly service with a smile.---
ULTRA Real Estate Services