How do I find out more about this property?

Asked by catgonzaga, Fort Worth, TX Mon Jan 7, 2013

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Rick DeVoss, Agent, Ft Worth, TX
Mon Jan 7, 2013
To Buyers:

Much of the information that you will see on websites such as Trulia, Zillow, etc., is not current and up to date. Either the house has already sold, is under contract, or has not yet come on the market for sale. So if you are serious about finding a house for your family, don't waste your time on the internet; Call an experienced Realtor!

Any Realtor can help you look for properties in a given area or specified price range. They can also help you figure out what type of financing you may wish to apply for, and may have a loan officer they can suggest to you because they have worked with him or her before. Some Agents can also help you get "pre-qualified" so that you will know that you are looking in the right price range. A few, such as myself, can help you with your credit score as well.

You shoud focus on getting your finances lined up FIRST, and then talk to an Agent about searching for houses. So many people get it backwards! You will need to review your credit score (FICO score), make sure you have enough cash on hand, and determine your income-to-debt ratio. These are the 3 things that a lender will look at, and you want to be prepared before you ask a loan officer to pull your credit report.

If you'll contact me directly, I'll show you how to print your own credit report, and how to calculate the math on the other items. Once you have met the minimum guidelines, then you can call a bank rmortgage company to submit a loan applicaiton.

And After that, ...we'll go look at some houses! Getting the cart before the horse is a waste of time. So by discussing your wants and needs with a knowledgeable Agent, you'll be able to avoid focusing on houses which are not even for sale.

I'm available for a free consultation whenever you are ready.
---Friendly service with a smile.---

Rick DeVoss

ULTRA Real Estate Services



0 votes
John Straub, Agent, Fort Worth, TX
Mon Jan 7, 2013
Good Morning Cat
This is an ad by a company called RealtyTrac. This house has been posted for auction but is not yet available for sale to the public. It will likely be auctioned at the courthouse at some time in the future. If you are looking for homes that are available in that area I have attached a link to a list below.

Best of luck to you!

John Straub
Keller Williams Realty
0 votes
Lucy Puniwai, Agent, Haslet, TX
Mon Jan 7, 2013
Hi Cat -
Trulia automatically advertises properties that are on :Notice of Sale" This property is scheduled for a public foreclosure auction. A public foreclosure auction is scheduled when a homeowner in default does not stop foreclosure proceedings within a certain time frame determined by state statute. Properties are typically auctioned in a public location, such as the local county courthouse, by an attorney or local public official. Auctions can be great opportunities to buy property below market value, but usually don"t allow for property inspections and often require full or partial payment in cash depending on the auction process in your area. Please register for a free trial with RealtyTrac to access complete information for this property, including full address, auction details, owner, trustee and lender information. RealtyTrac in itself is a useless because as many times as I have researched these properties, the end result is ALWAYS - the bank that owns the note is in the process of sending the property to Courthouse where it is typically purchased then listed on the market for sale.

These notices are just part of the legal process to announce in print a home is headed toward foreclosure. If you are interested in the home, drive by it. Get as close as you can to looking in windows etc if it is unoccupied.

Once the home is listed as an Active listing, a Realtor can help you preview the home, make an offer based on the type of financing you are using and if the home qualifies for a Fannie Mae or Freddie Mac loan.

Hope this information is helpful.

Best wishes,


Lucy A. Puniwai
(214)783-6416 – Cell/Text
(682)224-8050 – Fax

In God We Trust
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