A borrower's credit score is one of the MOST important things in a mortgage approval. All mortgage programs have minimum credit score requirements. If the minimum credit score is not there, then there is no mortgage approval.
A credit score also plays a part in auto loans, insurance premiums, etc. You should always pay your bill on time each month and never let a bill go into collections.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia