Do you have to be approved for a loan to get a house through Trulia? Or can u put a down payment and make monthly payments with out bank?

Asked by estilaalie1, Middletown, OH Mon Apr 30, 2012

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James Gordon…, Agent, Hamilton, OH
Tue May 1, 2012
Trulia does not sell homes! Also for a home priced at 25K you may not be able to get a loan because of federal rules. There are properties that you can purchase with a down payment and monthly payments to the seller. This type of purchase is known as a land contract. The expectation is at a point in the near future (2-3 years) you refinance the land contract and take the seller out of the picture so that they can get their money.
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Duane Johnst…, Agent, Uniontown, OH
Mon Apr 30, 2012
You can't actually buy a home from trulia. They are just an outlet of information on homes going into foreclosure, foreclosed or pre-foreclosure status. If you can't pay cash for a home, you will have to get a loan through some kind of lending institution.

Good Luck
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Kathy Adkins, Agent, West Chester, OH
Mon Apr 30, 2012
This property is owned by HUD. You would have to be pre-approved to get this home. Some private sellers offer owner financing but bank or government owned properties must be pre approved through a lender.
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