Yes, I would be a little skeptical myself.
TCO (total cost of ownership) is different for any property with an association. For a moment delve into the financial side and understand that a monthly P+I (principal and interest) payment of $53.20 is what you pay on a $10,000 loan for 30 years.
If the association charges $190/mo to live there, it's like buying the place for $40,000 more than the list price.
Granted, it's not just a blind payment for nothing, associations do some things besides collect money. For example, they run the pool in the complex, they trim the grass and pay for outside watering, they tell your neighbors to pick up clutter and not to park in prohibited zones (and you, too), but you have to add up the value you think that's worth each month and compare it to the $190.
If you can find $100 a month worth of services they provide that you want, then the $90 is waste and basically is like paying almost $20,000 more for the condos than living somewhere else without an association.
Is crime an issue? Yes, frequently security at condos is an overriding concern. Well secured properties are more desirable and so they're higher priced. You can invest in the Yugo-class property and work with the board on securing the property, running the drug dealers out of the parking lot, keeping the thieves from jumping the fence and so on. Your efforts will result in happier neighbors, and better value on your own property.
Some associations do collect but then don't re-invest. You can easily tell these from the others by eyeballing the property carefully.
My rule is I don't invest in a place I wouldn't live in myself.