Can I buy this house with va home loan?

Asked by Christopher Mark, 98498 Sun Feb 26, 2012

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Jirius Isaac, Agent, Kenmore, WA
Wed Feb 29, 2012
As to this particular house, no. All VA homes need to have good roofs, siding, walls & floor coverings to qualify. You should be talking with your real estate broker or mortgage broker about this directly. If you need a referral for an real estate broker, or if you would like to get preapproved for a VA loan, just give me a call at 206-841-9976

Good luck, Jirius George Isaac
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Alain Picard, Agent, Puyallup, WA
Mon Feb 27, 2012
Hi Christopher, This property may not qualify for a VA loan but there are others that will. I bought my own home in Lakewood using a VA loan so if you have any questions about the VA let me know.

Alain Picard
Office Manager
Better Properties Fife
5121 Pacific Hwy E Suite E
Fife, Wa 98424
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Donna Coyner, Agent, University Place, WA
Mon Feb 27, 2012
Hi Christopher,

In support of Dan Tibit's answer, the listing photos show the damaged wall surrounding the bath tub. This is something that would not meet the requirements of a VA appraisal. And, since the listing indicates there has been vandalism, there may be other issues that would be a similar challenge.

I checked the Northwest Multiple Listing Service database and see that there are a couple of listings for homes in the Lakewood area in this price range that indicate that VA financing may be a possibilitiy. Let me know if I may be of further assistance.
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Dan Tabit, Agent, Issaquah, WA
Sun Feb 26, 2012
According to the description the home is "rough and needs work.” VA may not approve it unless the work is completed, depending on what is necessary. Anything that makes the home unsafe or uninhabitable would need to be corrected for VA to approve. Additional comments suggest Cash, conventional or Rehab financing. If you want check things out to be certain, have your agent show you the home and investigate further.
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