Are there any mobile home loans available for used mobile homes in Lancaster, Ca.?

Asked by Susan Williams Christian, Palmdale, CA Thu Feb 26, 2009

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Tamara Stoebe, Agent, Lancaster, CA
Sun Mar 1, 2009
Hello Susan,

Mobile home lending is difficult to find, but I do have two local sources:

Dawn R. Jimenez of Tower Funding her #(661) 874-7782

George Meguerian of Bank of the West his #(818) 995-7814

I've included a link below to current info about the property. Another thing is, if the seller does not owe any monies on the mobile home, a seller carried loan is not unheard of. You would want to use a local escrow company such as Pacific Trust Escrow to handle this type of transaction, as they have an escrow officer who specializes in mobile home escrows.

If I can be of further assistance, please let me know.

Tamara Stoebe, REALTOR, QSC, e-PRO
1801 W. Ave. K
Lancaster, CA 93534
Cell: (661) 466-6849
Fax: (661) 422-3006
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Tvandemark, , 91355
Sun Mar 1, 2009
Hi Susan,

Do know not all lenders lend on mobile homes, even though many will say they do. Rates are often higher on mobile homes. Often terms are less thatn 30 years. If the mobile is pre-HUD, then more may be required for the down. There is a lot to know about mobile home ownership.

Best of luck,
TV-Tracy Van De Mark
Keller Williams Realty
(661) 310-4004
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Cindi Wolf,…, , Lancaster, CA
Fri Feb 27, 2009
Hi Susan,

You can obtain a loan on a used mobile home based on the age of the home. It cannot be before I think it is 1979 or so.

I can get you to some lenders that specialize in mobile homes if you like.

Good luck in your search!

Cindi Wolf
Troth Realtors
0 votes
Dana Schuster, Agent, Slidell, LA
Thu Feb 26, 2009
If you are looking for a mobile with land,you would need to get a mortgagejust as if it was a house. if you are just looking for a mobile without the land,you finance it as if it was a car.
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