The best options for refinancing are available if they currently have an FHA or VA loan where I can offer a refinance to better terms with no appraisal or income verification. If they have a conventional loan taken out before April of 2009 we can usually offer a similar program for them depending on the specifics.
If they are looking to sell the home, the best option is to contact a realtor about arranging a short sale with their current mortgage servicer(s).
I'm available to help you at your convenience if you wish.
I can do a full underwriting approval ahead of time if need be and I also offer credit score improvement programs for free while we work on your mortgage.
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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
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