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Home Buying in Portland : Real Estate Advice

  • All937
  • Local Info71
  • Home Buying381
  • Home Selling69
  • Market Conditions37

Activity 448
Mon Nov 27, 2017
Rebecca asked:
I'm looking for a house ANYWHERE in Orgeon that has an outbuilding atleast 1500 square feet. Does anyone have any properties like this under $130,000?
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Mon Nov 20, 2017
Angelica P answered:
Hi,

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Consumer Care
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Wed Nov 15, 2017
Huneeyyeb asked:
Tue Nov 14, 2017
Dippyducko asked:
realize all code violations become the buyer's responsibility but I was curious about the non-disclosure of the violation letter.
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Wed Nov 8, 2017
Shellbelle29 answered:
Are property taxes lower in Portland, Oregon vs. Vancouver, WA?
0 votes 8 answers Share Flag
Mon Nov 6, 2017
Ivanovandrei93 asked:
It seems like the lenders would count this as an investment property. Is there any legal way to do this?
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Mon Oct 16, 2017
Weszig asked:
We are retired our next move will be to a house in Portland metro suitable for retired people. It can be a house or a condo or a townhouse.
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Thu Oct 12, 2017
Gluvghames answered:
I have a beautiful home in Portland and want to retire in Dallas. We are in zip code 97211 - corner lot in a culdesac...coveted area. Want a quick sale without a realtor to save you/us time & money. We are willing to give $10,000.00 towards your down payment. If interested call 971-207-0257, ... more
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Sun Oct 8, 2017
Calvarypnt1 answered:
I bought a mobile home for 29,000 put only 4,000 into the inside paint and carpet 6 years later i sold it for 105,000 anyone who tells you mobile homes are t worth it dont know what they are talking about,you do however need to purchase in a decent park. ... more
0 votes 21 answers Share Flag
Tue Aug 22, 2017
Andi Kovel asked:
Sat Aug 12, 2017
Kathy Burgreen answered:
Since you are not ready to move for retirement yet, you need to do the following: Disclosure - My husband & I retired 2 years ago.

Visit different neighborhoods and spend time in local grocery stores, take walks, drive thru the side streets, is there activities for you to enjoy, etc. In grocery stores, compare prices on items you currently buy with prices in CA.
What will your retirement income be like - Social Security, savings, profits from sale of your home in Laguna Niguel, retirement accounts? Will you need to work part time? Full time?
What will your tax situation be like? I know Oregon has no sales tax BUT is their income tax higher than CA? How much are property taxes on ranch homes and town homes? How does that compare to where you currently live?
What do you see yourself doing everyday in retirement? Start planning a daily itinerary of what you intend to do. Staying home relaxing is NOT an option! Will you have the income to follow thru OR will you be restricted to staying home and watching TV all day because you don't have enough money saved. One option is to volunteer several days/ week. If volunteering, research what organizations you want to volunteer in.
Research your new location for senior services. Are services for seniors sufficient for your needs.

On a personal note, we live in a suburb of New York City, meaning this area is very expensive and not ideal for retirement. We receive a pension which makes it affordable to live here otherwise we would have to move out. Others have accumulated equity from the sale of their homes + have retirement accounts so they can afford to retire here. Many others have retired in Florida but they have a home up north to escape Florida's steamy hot summers. On a daily basis, we volunteer 3x / week for Meals On Wheels, take walks, travel, errands, occasional entertainment, read, computer, TV, spend time with family, etc. We don't work.

For now you don't need to contact a realtor. They are only interested in owners who are selling today and packed up to move out. Enjoy retirement! I will admit it's a huge change and it requires an adjustment period (you need at least 1 year to adjust). Make sure you keep a daily financial budget - this helps us a lot and record everything you pay cash for. One unexpected change was your co workers / colleagues don't want to keep in touch with you. Several retired people told me this in addition to our experience. You will need to make new friends and acquaintances. Review your finances to allow for price increases, tax increases, healthcare costs, activities that require money (especially if you are not paying for it now), etc. Research Medicare and know what it covers and does not cover. Research the costs of supplemental health insurance plans and what they cover and don't cover.

I know it's a lot to do and research BUT I guarantee you will be so grateful to do this BEFORE you actually retire.
... more
0 votes 1 answer Share Flag
Wed Aug 2, 2017
Alysse Musgrave answered:
Yes, banks want a complete financial picture. They want to know the source of your down payment, your debt load, etc. I have to share my Schedule-K just to buy a car.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Sun Jul 23, 2017
Sabbathwench asked:
Thu May 11, 2017
Brucebaker509 asked:
I am 67, presently retired from 65. Have an old judgement still lingering. Wife is 58 and still working at good job 4 years. Both have$ 700 credit scores.
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Thu May 11, 2017
Brucebaker509 asked:
I retired 2 years ago at 65 when Medicare began. Wife is 58 and has a stable job at 4 years. Both have @ 700 scores with old judgement on mine. Currently paying @ 1200 per month rent.
0 votes 0 Answers Share Flag
Mon May 8, 2017
AgentNoMore answered:
This is tough to answer by the info given, there are a lot of factors to consider. I'd be happy to see if we can make it work. Shoot me an email at jesse@masonmacnw.com and we can set up a time to talk. ... more
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