Hard Money lenders can vary a lot. Not only with regards to rates and terms, but also speed of funding, underwriting / qualifications, and overall character of the company. You should definitely get a recommendation from someone who has had personal experience with a specific lender as some can be amazing partners and others are sharks.
Talk with several lenders and see what makes them unique. Most likely you are going to be borrowing for 3-9 months so the difference between 10% and 13% may not be nearly as valuable as a partnership. Some lenders have other resources and access to off market deals that can be worth its weight in gold.
In Oregon and Washington, I personally like Northwest Private Lending. They are win / win deal makers and prioritize the long-term relationships.