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Credit Score in Portland : Real Estate Advice

  • All907
  • Local Info67
  • Home Buying367
  • Home Selling68
  • Market Conditions37

Activity 4
Wed Jul 31, 2013
Michael Abramsky answered:
http://www.creditfirm.net
No Up-Front Fees
Low monthly fee: $39.95/month
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A - BBB Rating (0 complaints)
Founded in 1997

This program includes:
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... more
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Fri Jun 14, 2013
Kevin Sucher answered:
Hi Tran,

Don’t overlook getting seller financing to get you into your own home. With good down payment, employment history and a collection account setup it can be safe, help repair your credit and get you in a home now.

Kevin Sucher
Principal Broker
503-214-4139
ksucher@prunw.com
... more
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Sun Apr 29, 2012
Trevor Curran answered:
I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website. http://consumer-action.org/

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm


The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.


Trevor Curran
NMLS #40140
... more
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Tue Nov 10, 2009
Shelby Bateson answered:
While FHA does not officially have a minimum FICO score, as previously answered, lenders almost all have minimum scores. Contrary to the first answer, most lenders here in Oregon do offer better rates for borrowers with better scores, and most lenders do have a minimum of between 620 - 660. The best rates are often offered for those with a score of 680 and up. If your score is lower than 660, some lenders will not do the loan at all, while others will charge a higher rate, and will have a minimum score they will accept. ... more
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