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Portland : Real Estate Advice

  • All91
  • Local Info6
  • Home Buying27
  • Home Selling0
  • Market Conditions2

Activity 125
Wed Oct 27, 2010
Charlene Hamiwka answered:
you may or may not be able to assume the mortgage as others have stated, but there is another option. if you have some reason for not wanting to refinance the 80k directly with your own mortgage, you could investigate a land installment trust. It acts like you are assuming, but you don't actually have the originl loan in your name or have title tranferred to you until the original loan is paid off.

If you are able to finance directly on your own, that is the better solution, but if not, you could contact an attorney that specilizes in real estate to set one of these up.
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Tue Oct 5, 2010
John Herrigel answered:
Good day from Portland Jessica,

All the questions below that Linda asks are great ones to think about. There really is no centralized database of rental listings in Portland like some cities have unfortunately. CraigsList still seems to be the best place to look as most property management firms post their listings to here.

I live in Portland and would be more than happy to discuss the better areas to live in if interested at anytime.

All the best,
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Thu Jun 3, 2010
David Roberts answered:
Hi Ros

If you wish to find out any information about houses in the Prtland area
give me a call. I'd be happy to represent you in your search. drop me an email at or call me at 207-741-2006. My office is on Commercial Street and I would be happy to meet with you anytime to discuss your needs.

Dave Roberts
Weichert Realtors-Waterglen Group
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Mon Apr 26, 2010
Jim Milliken answered:
The Willow Homeowners Association owns the roadway and carries out the requirements of the Willow Declaration of Covenants & Restrictions. The roadway, center area/structure and streetlights are owned by the Association, and Willow Lane is NOT public. The homes and properties are all privately owned, and each owner is automatically a member of the Association.

The dues, billed quarterly at $180 per property, pay for mowing and maintenance of the center area and the pavement, snowplowing, officers/directors insurance, etc.

I'm the president of the Association, and would be happy to respond to any further questions.

Jim Milliken

16 Willow Lane
Portland, Maine 04102

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Wed Feb 24, 2010
Donna Hardisty answered:
Our East End is beautiful that is in Beacon, New York.....
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Fri Jan 29, 2010
Ken Lambert answered:
Hi Brockmajor- Feel free to contact me as I have some thought and ideas that could help. I am not a realtor, if that makes a difference.
You could try if you want. That used to be a very good resource; I think it still is pretty good. But- it does cost some $$.
Also- there are flat-fee MLS listing services available- but that only gets the property listed on MLS; it does nothing else. Obviously realtors do plenty more than place it on MLS.
Hope that might help. Thank you and good luck,

Ken L.
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Wed Jan 13, 2010
Emily Erekuff answered:
Hi Ben,

If you access the link below you can search for your listings by address, MLS ID, or your email address and you'll then be prompted to claim them so that they will display your contact information. They will also then be linked to your My Trulia account so that you can keep tabs on their stats and send Client Listing Reports to your sellers.

I think Cathy has provided you with the required information to setup your Trulia Map but if you run into any issues, please be sure to contact our Customer Service team via

Also please be sure to let us know if you have any additional questions or feedback about either of these features.

Best Wishes,

Emily Gibson
Community Moderator
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Sun Dec 6, 2009
If a listing agent would ask me if my client would qualify for more than what is on the prequal letter, I would tell him that it is confidential information that I cannot and will not disclose.

If I wanted to be formal then I would tell them that I would need to discuss it with my client; However, although it is understandable why the Realtor would call me (and believe me it has happened), I wouldn't expect it from the more seasoned Realtors.

If they want to know if the buyer can qualify for more, then the selling agent should speak to the buyers agent who in turn should call the mortgage broker/loan officer.
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Wed Nov 11, 2009
Steven M Dyer answered:
Hey Wizardree,

It sounds like Dale might be a good follow up call for you! I don't know him, but it seems like he knows his stuff and wants to help. If you need any help from a professional Realtor in your area, or if you would like a referral to another mortgage professional, please feel free to give me a call and I would set you on the right path. My cell number is (207) 975-9330 and my e-mail is

Steve Dyer, CRS]
Keller Williams Realty
50 Sewall St., 2nd Floor
Portland, ME 04102
(207) 975-9330
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Thu Aug 27, 2009
CJ Dubois-Cote answered:
Hi Emily,

I am ready to assist you in becoming a homeowner. Feel free to contact me when it is convenient for you. I will guide you through all the steps.

CJ Dubois-Cote, Prudential Prime Properties, 207-615-1663 or ... more
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Fri Aug 21, 2009
Murphy Team answered:
A responsible agent will recognize your dissatisfaction and release you from your contract or "step up her game" to meet your expectations. No one can force you to view or make offers on what does not interest you. Simply tell your agent the relationship is "not working out". ... more
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Tue Aug 4, 2009
Cindy Rowe answered:
Good Afternoon Emily,
All of the suggestions you have received are addition, there are properties out there that are only available to individuals with specific income limits, you may want to look into those as well.

I just pulled the info on a development in Gray, Maine that offers housing to individuals and families that are under a certain income level.

I would be happy to send you that information, please let me know how I can help.
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Mon Jul 6, 2009
CJ Dubois-Cote answered:
Hi Susan,

My office is just around the corner from OOB. Please give me a call and I would be happy to assist you. I am very responsive to all my customers and clients. I am also an Accredited Buyer Representative. I can guide you every step of the way as a first-time homebuyer.

My contact information is: CJ Dubois-Cote, Prudential Prime Properties, 207-615-1663 or

I promise to answer all your questions.
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Mon Jul 6, 2009
Martin Macisso answered:
I hate to sound trite, but ALL foreclosure auctions are ending up as REO...where the bank is buying back and taking huge write downs. After the auction, the Foreclosing bank takes ownership immediately (if there are no bids which is the case 99.9% in the current market). The property is then assigned to a local Real Estate Broker who is in with Fannie Mae or Freddie Mac. My office specializes in listing these properties. I can provide you with some info or a list of Bank Owned Properties if you would like to call me at 207-400-4413.
You want to get these properties AFTER the auction for the BIG discount.

Martin Macisso
Regency Realty Group
762 Main Street
South Portland, ME 04106
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Sun May 24, 2009
Hi Susan,

First and foremost I hope you are enjoying your first Holiday Weekend in your new home! Your question is not uncommon. I am assuming you escrowed your taxes and if so all you simply need to do is contact your lender and find out where to mail the tax bill so they can pay it. Many lenders have an area on their website that provides this information because it is so common. Also, the person that handled your loan should be able to help as well. If you want to email me the name of your lender I can probably get that information for you.

Again, enjoy your new home and if you have any other questions don't hesitate to email me or visit my website. Our branch office is located right in Waterboro.
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Sat May 23, 2009
Celine F answered:
I sell houses with owner financing:
5% down, 560 credit score, 50% dti.
10% down with no credit check.

Celine Fang
Immi-Nest, LLC
I Sell Houses - Owner Financing Available for ALL Credit Types
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Mon May 4, 2009
Renee answered:
As a seller I can say that I'm charging more on the sale price of my home because I have a realtor so it's not true you won't pay anything. Whoever buys my home will be paying the entire agent fee- it'll just be in their morgage. However you should have a realtor help you out. Another comment mentioned that dual representation isn't really representing the buyer and he's right. I'm very unsatisfied with my selling agent and am thinking of switching. . .if you don't like your agent be straight with them but, find one you do like and use them. Happy home buying. ... more
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Thu Mar 26, 2009
Andrea Hatton answered:
Hey Paul, congratulations on you decision to investigate Florida! The first step is to decide where in Florida you'd like to invest. Find a Realtor and ask away! There are tons of opportunities for investment and very few differences for foreign investors. Taxes and purchasing fees vary depending on the county. Good luck to you and I'm available in you choose Amelia Island, FL
Andrea Hatton, Realtor
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Thu Mar 12, 2009
David Roberts answered:
Hi Colin

Portland, Maine was recently selected by Forbes Magazine as the nations most livable city. There are many great areas both on the penninsula and in the surrounding communities which are all just literally minutes from the Old Port area.

The best way to decide - come visit Portland. Set up a weekend to with a local Realtor to see some homes and do the grand tour. Do you want to be close to beaches, close to downtown, closer to the lakes but still an easy commute to town...all questions you can answer once you see how wonderful our little city is.

Call me at Weichert Realtors-Waterglen Group located on Portland's Waterfront at 100 Commercial Street
just steps away from the Old Port. I've lived here since 1972 and am more than happy to introduce you to Portland.

207-741-2006 cell/ 207-773-2425 office ext 131
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Mon Feb 23, 2009
Luke Allison answered:
A 650 score would be a conventional financing requirement. However, for an FHA loan (which most manufactured homes are going to be purchased through) your credit score limits are going to be up to the lender. Most lenders require a 580 or above while I can do it with a 550. Hopefully you will work with a lender that makes it easy for you to qualify.

Good Luck!
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