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93257 : Real Estate Advice

  • All12
  • Local Info1
  • Home Buying6
  • Home Selling1
  • Market Conditions0

Activity 10
Tue May 5, 2015
Cindy Davis answered:
That's a big difference...Discuss this with your agent...and review the appraisal, if possible.
0 votes 4 answers Share Flag
Thu Dec 18, 2014
Aaron and Cheree Tiry answered:
Have you checked out the "rent" section at the top of Trulia? There may be something in there. Otherwise you could also check to see what they have for posted for rentals. ... more
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Thu May 29, 2014
Cindy Davis answered:
Mon May 5, 2014
jennifer chou answered:
If you are first time home buyers then the first step in the home buying process is to go shopping for a home loan you. Once you find a Lender ,you would fill out an application and submit all the documents that the lender is requesting. They will contact you and let you know if you and your husband qualify for a home, in some cases if you do not qualify at the time you filled out the application to apply for a home loan the lender may give you advice on what you can do in order to get qualifield in the near future. Imortgage has a down payment assistance program for people who qualify. Please feel free to contact me any time if you ever have questions at 661-240-0161.

Thank you,

Jen Chou/Realtor
Tholco Real Estate Group
10014 Rosedale Hwy
Bakersfield,ca 93312
... more
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Sun May 4, 2014
Randall Ortiz answered:
Contact a couple lenders or mortgage brokers and they can figure that out for you. They will need to run your credit and you will need to figure out what kind of loan you want to use, as that makes a big difference on the interest rate. ... more
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Sat Dec 29, 2012
Annette Lawrence answered:
Your question is invalid.
All appraisers do not SOLEY rely on area sales
Appraisers have several valuation models that contain influencing elements which can be used based on:
1. Who requested the appraisal
2. Type of property
3. Availability of comparable sales (time limited)
4. Purpose of appraisal
5. Market conditions of that community
6. Replacement cost
7. Area sales (scheduled depreciation/appreciation)
8, Comparable Sales (remote)
9. Adjusted sales
Real Estate professionals use the same methods but also bring into the equation intangible 'quality of life' factors for which a potential buyer WILL pay.
The real estate professional who is relying on the appraised value to validate a sale is leaving the home seller in a very vulnerable situation. This can not be allowed. One should anticipate low appraisal values (the appraisals are rigged but not by the APPRAISER) and have counter measures in place to negate the predictable influence.

Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
727.420. 4041
... more
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Thu Aug 11, 2011
John Arendsen answered:
First thing to do is not get intimidated or discouraged. Lot's of sharks in the water that would love to devour, digest and silence you. Keep moving the ball down the field. You�39;re in the right venue. ... more
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Wed Jan 5, 2011
Sheri Rodriguez answered:
Hi Paula,
You posed this question two years ago so I truly hope you got the answers you were looking for long before now...However, if you or someone you know is still in the market for a home loan, there just happens to be a great lender right here in Porterville that I'm happy to refer.
(If necessary, I can recommend a very reputable lender in the Visalia area as well).
You mentioned a portion of your income ending in 2009, I would like to talk to you about a program that pays your down payment and even helps (subsidizes) your monthly payments - for the life of the loan! There are first-time homebuyer programs and 100% financing for "move up" buyers or those who are not first-time homeowners. Basically, there are a multitude of home loans that are as multi-faceted as buyers are...even loans that may be REQUIRED for a particular house! For this reason it is important to find an agent that is well versed, and can recommend a loan and a lender that will best suit YOU and your unique situation.
You say you have "less than perfect credit"? Thankfully, there are some lenders who are more forgiving than others. **Ask about payments that adjust with your income (not an ARM). I know this is a lot of information, but the important thing to note is: "THERE IS HELP AVAILABLE" and most Realtors are more than happy to point you in the right direction.
Have A Great Day!
... more
0 votes 4 answers Share Flag
Fri Dec 17, 2010
Sheri Rodriguez answered:
Hi Robert,

My name is Sheri Rodriguez I am a licensed California Realtor (Lic#01861359) affiliated with Melson Realty in Porterville.

Realtors do more for sellers then stick a for sale sign in the yard and hold open houses. Realtors keep you out of legal trouble & provide sophisticated marketing strategies to expose your property to the maximum amount of buyers.

The average seller who uses a real estate professional makes 16% more on the sale than sellers who sell alone. That’s one reason the level of unrepresented sellers has declined steadily in the recent years.

Realtors assist both buyers and sellers with the services necessary for a successful real estate transaction, especially pricing and marketing. Real estate professionals can assist with pricing the property accurately and market it using a variety of tools: Internet, print, networking with buyers and brokers and more. A Realtor can show property more objectively then a seller who has an emotional attachment to it.

When you use me and Melson Realty to market your home you get a professional representative who knows what it takes to sell a home in today’s uncertain market. As a trusted advisor I know how important it is to listen carefully to your needs in order to tailor the selling experience to fit your end objective.

Call me if you'd like to meet in person to discuss your property.

Talk to you soon! Sheri Rodriguez (559) 361-9078
... more
0 votes 5 answers Share Flag
Fri Oct 29, 2010
Rick Jackson answered:
You should contact Cindy who answered the first question. She may be a big help to you as a buyer's agent.
0 votes 2 answers Share Flag
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