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Home Buying in Port Jefferson Station : Real Estate Advice

  • All21
  • Local Info2
  • Home Buying4
  • Home Selling1
  • Market Conditions1

Activity 6
Sun May 21, 2017
Dennisjshea asked:
Sun Oct 6, 2013
Lisa Molinelli answered:
Some actors to look for would be the age of the burner, etc, for efficiency. I am an agent in the area that would be more than happy to assist you with your 55+ search. :)
0 votes 5 answers Share Flag
Tue Sep 24, 2013
Bob Jata answered:
It can be if they have a Certificate of Occupancy for the work.
0 votes 4 answers Share Flag
Fri Jan 25, 2013
De Vonte Williamson answered:
It depends on a number of factors, and I cannot comment without knowing your individual situation. You should consult an Agent of your choice to assist you in determining if you could purchase a home. There are a number of questions that need to be answered before we can determine this including;
1. Are you in a position to qualify for a mortgage?
2. How long ago was the short sale?
3. Do you plan on paying for your new home in cash?
4. Do you have funds to cover the initial funds to purchase a home, like closing costs, down payment requirements, etc?

I hope this answered your question! If you have any further questions, please feel free to contact me by the ways below.

Wishing you all the best,

De Vonte Williamson , LSA
Proudly Serving Long Island
Coldwell Banker Residential
... more
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Sun Sep 18, 2011
Lisa Molinelli answered:
As an agent who lists/sells in Port Jefferson Station regularly, I can refer you to This site can give you all of the information needed to make an informed decision for Terryville, as well as other areas (just change the criteria with regards to town).

Hope this helps you and if you need any other assistance, please feel free to contact me.

Lisa Molinelli
Bel Breeze Real Estate, Inc.
631-331-5100 x-123
631-645-3837 (cell)
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Sun Nov 2, 2008
Rich Murphy, NMLSR ID 408690 answered:
In Suffolk County, you pay 1/2 of your annual property taxes on 12/1 and the other 1/2 on 5/1. When you close on your home, you may have to reimburse the Seller for taxes they have paid for, but haven't used up yet. For example, if you close on your home on Feb 1, you would be responsible for paying back the Seller for the taxes they paid in Dec for Feb. March & April. In addition, most mortgages include something called an "Escrow Account". Each month, when you make your mortgage payment, the payment would include 1/12 of your property taxes. This money accumulates so that when your next tax bill comes in, your lender has sufficient $$ to pay that bill. This also means that when your account is set up (at closing) your lender will also require you to put some $$ into the escrow account, along with up to 2 months worth of extra $$, so there will be enough when your first bill comes due. Your lender should be able to estimate this amount in the GFE (Good Faith Estimate of Settlement Costs) provided to you when you apply for your mortgage. Check this amount disclosed with what your Attorney tells you. The amounts should be very nearly the same. If they are not, start asking lots of questions why.
If you need any additional explanation or have additional questions, call me.
Rich Murphy, Wells Fargo Home Mortgage 631-382-2261or email me at
... more
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