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Credit Score in Polk County : Real Estate Advice

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  • Home Buying7
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Activity 4
Wed Mar 25, 2015
Desari Jabbar answered:
It's very difficult to tell you what kind of loans you'll qualify for without knowing your entire credit picture. Consider talking with a loan officer to find out what loan programs they have available that can assist you with your home purchase.

Best of luck to you!
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Wed Mar 25, 2015
Tammy Hayes answered:
Get a copy of your credit report. Correct any errors on your credit report if you find any mistakes. Write a letter to the credit reporting agency and explain why you think it is a mistake. Send documents that support your case. Pay every bill on time. Use credit carefully. Pay your credit card bills in full every month. Transfer high interest credit cards to lower interest cards that you already own. Take care with the length of your credit. If you have had a credit card for a long time and manage it well, that works in your favor. If you open new credit cards, that can lower the score. Don't use all the credit that is offered to you. ... more
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Wed Mar 25, 2015
Jose Morales answered:
I recently wrote a white paper on "Restablishing or Restoring Credit". Call or email if you want a copy.

Jose Morales
Florida Mortgage Coach
NMLS #:225888
“We Coach You Through the Mortgage Process”
561-432-9237
info@floridamortgagecoach.com
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Sun Oct 3, 2010
Monir Mamoun answered:
No, and no balances.

Cher, you can get more "myths" addressed by reading my blog, Top 10 Credit Myths. Link Below. Good luck!
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