I would focus on leasing now and work on your credit. Don't put the cart before the horse. Find a good lender who will work with you and a good agent to help you find a place. Depending on your credit problems you may be able to buy in as little as a year. The first thing is to get help and know and understand where your credit is going. That is the only way you will know you are moving it in the right direction.
Best of luck to you.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
firstname.lastname@example.org | www.AustinListed.com