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Home Buying in Plaza : Real Estate Advice

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Activity 8
Tue Jan 3, 2017
Vanessa Baker asked:
My home sold at the sheriff sale yesterday. I have 2 questions:

1) The court docket says that the deposit was paid by "PLT", would that be the abbreviation for "Plaintiff" (the bank)?

2)…
0 votes 0 Answers Share Flag
Sat Nov 19, 2016
Darlenepeterson57 answered:
Tue Feb 2, 2016
Mandd52 asked:
I had a modification loan less then a year ago and fell om hard times again due to health issues. How long will it take Ocwen Mort. to evict us?
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Mon Feb 23, 2015
RonS answered:
You have no rights as a tennant so, technically, they can start eviction proceedings immediately if you do not leave on your own. MOST (stress) will give you up to 30 days without too much hassle. I wouldn't try to bargain for cash for keys as those days are gone for the most part.

Contrary to some on this forum, it's not really necessary to know what your interests are. You are going to be 30 days away from a foreclosure after tomorrow and as a result, no one is required to consider you for any loss mitigation alternatives to foreclosure. Sad but true. Can you short sale? Sure, but are they required to stop the process in the interim? No. They aren't. Might they? Sure. Ask them but, I wouldn't until/unless you actually have a buyer. Deed in lieu of foreclosure? Not gonna work if they are this far along. They've already published and are so close to finishing, it's better to just finish. They already spent the money. Loan modification? Possible yes, probable? No. and per your closing sentence, you only asked how long, not whther or not you have any options so, it would appear you aren't interested in any options anyway so back to your question, you have only until the time of sale legally to stay in your home. Practicaly, you could stay for a few weeks without too much hassle. Any longer and you risk an unlawful detainer on your credit next to your foreclosure.
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Thu Aug 7, 2014
answered:
I'm not sure exactly how long you have in Indiana, but you will have fair warning before you have to go. There is a good chance that whoever ends up foreclosing on your landlord will offer you some funds for relocation. I would consult an attorney, or legal aid, but if it was me I wouldn't pay anymore rent. Your landlord hasn't been giving anything to the mortgage holder and you will need every penny to find yourself a new place. ... more
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Fri Jun 20, 2014
Alex Montelongo Real Estate Group answered:
You asked this question in the Long Beach Ca. forum. Please ask it in your area in Indiana. Im sure that a Realtor in that area will offer to take a look and help you out.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
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Mon Aug 5, 2013
Susan and Marie answered:
If we’re reading your statement correctly, you're stating you have a 5 year loan, that's about mature and you have 200k in equity. Not sure how a loan modification would help, unless you're going to ask the lender to modify your 5 yr. to a 15 or 30 yr. loan. With that said we, you need a lender and unless you don't qualify for a refi. due too income to debit ratio or you’re requesting cash in you pocket, you should qualify or sell. As far as your message...there's not enough information here to give sound advice.

Call us; if we're unable to give you the sound advice you need, we will refer you to someone who can.

Susan Drew & Marie Goodloe
Realtors GRI CRS CDPE
Keller Williams Realty Pacific Estates
2883 E. Spring St. Suite 100
Long Beach, CA 90806
Direct: 877-324-2004
Email: YourRealtors@TeamWeSellHomes.com
WSite: TeamWeSellHomes.com
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