No way was that a shot at you Jennifer--I think that agents who post on Trulia are the best!!
And now that the Designated Agency rules have changed in New Hampshire, agents who work in the same office that has the listing *may not necessarily* be considered to be working for the Seller. (I never quite understood how an agent who works for the same brokerage could be considered an agent of the Seller, but that's how it was until just a couple of months ago. When showing an office listing, the best we could do is to be a Disclosed Dual Agent..... ANYWAY, you might like to post the link for the listing here using the "Customer Display" option, which will show your name and contact info :)
Who knows, maybe it'll fit the profile for one of my Buyers and we could have a transaction together :)... more
You ask: "IF I DON'T PAY MY MORTGAGE FOR ONE MONTH WILL (IT) GO RIGHT AWAY ON MY CREDIT SCORE?"
The answers from others are all correct--meaning that it's different in each case, depending on who your lender is. But the right thing to do is not be late. The lender has the right, but not the obligation to report you as soon as you are considered delinquent in his eyes. Some do, some don't.
Oddly, you will find that if you want to discuss your situation with a lender, unless you have missed 2 or 3 payments all together, they don't want to hear from you. Meaning that you pretty much need to ruin your credit before they will listen to what you have to say.