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Placentia : Real Estate Advice

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  • Local Info4
  • Home Buying21
  • Home Selling0
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Activity 34
Wed Feb 15, 2017
Bernard G. answered:
Hello,

I have emailed you regarding this concern.

Regards,

Bernard
Consumer Care Advocate
0 votes 1 answer Share Flag
Tue Nov 22, 2016
Alysse Musgrave answered:
When you want to buy a home, hire an Exclusive Buyer's Agent to represent you, not a regular buyer's agent. EBAs represent homebuyers only, so there is no conflict of interest to jeopardize your negotiating position. Contact http://naeba.org for a referral to an EBA who will give you valuable advice, not a sales pitch.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
0 votes 2 answers Share Flag
Tue Nov 22, 2016
Nicole Fedorchek answered:
Now is a good time to buy! Interest rate continue to be low!
Contact me directly, and I would be glad to assist you !
Nicole
0 votes 3 answers Share Flag
Mon Jul 4, 2016
Chopr101 asked:
Wed May 18, 2016
Sheryl Arndt answered:
Hello Judy, the rentals in Placentia start from $1,675 for 1bd 1ba apartment. The purchase in Placentia start from 218k for 2bd 1ba condo. You may qualify to buy with minimum out of pocket expenses with the 3%-5% Sapphire Grant down payment assistance program.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide to buy you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 4 answers Share Flag
Thu Aug 20, 2015
Mark Cowan answered:
Check with your HOA before you start a project. The HOA will outline what you are allowed to do.
0 votes 3 answers Share Flag
Tue May 12, 2015
Walter 'Skip' Kersten answered:
Hi Jose, I have been a Placentia homeowner since 1973. The city's real estate market pretty much mirrors that of So. Cal. Currently it is a seller's market with limited inventory and strong demand. It is impossible to say what the future will hold but Washington continues to talk about raising interest rates. Hope that helps. If you have a specific question, feel free to email direct at ocnorth@gmail.com.
Thanks,
... more
0 votes 2 answers Share Flag
Sat Feb 28, 2015
Andy Donoso answered:
Hello, it is possible to have your husband purchase the home in his name soley.

The caviat to that is that you cannot use any of your income to qualify for the loan if you are using lender financing.

In order to protect the asset your husband can create a Living Trust that places you as the beneficiary of the trust in case of your husbands passing in order to protect the asset-home. (you always want to consult an attorney for details)
... more
0 votes 7 answers Share Flag
Tue Jan 13, 2015
cordasco.regenia answered:
I live in Glendale Arizona and my Credit is not good. I am looking to rent a house. My phone number is 480.243.2707.
0 votes 11 answers Share Flag
Thu Dec 18, 2014
Robert Chomentowski answered:
Do you have other compensating factors you can point out to the landlord? Stable income? Stable job? How writing a cover letter when you apply explaining your credit issues. Do you have a good rent payment history? ... more
1 vote 9 answers Share Flag
Thu Dec 18, 2014
Robert Chomentowski answered:
Do you mean you have no credit or bad credit? if you have no credit, there are home loans that you can get using alternative credit sources to vouch for your credit such as utility bills, insurance bills, etc... ... more
0 votes 5 answers Share Flag
Wed Sep 17, 2014
Alisa Latman answered:
Sat Jul 12, 2014
John Cacciapaglia asked:
Tue Nov 12, 2013
Bob Phillips answered:
You're probably seeing a SCAM ad, on Craigslist.

Scammers from Nigeria often copy existing legitimate listings, including photos from the MLS, and then price them considerably lower than the real listing.

This usually happen only with leases, and with vacant properties.

OR, you're seeing a pre-foreclosure listing, which only includes one of the loans on the property.

If THAT's the case, you might be able to buy the property as a short sale, but it probably won't sell as low as the price you've seen - that may just be a teaser.

Lastly, if it's a real foreclosure ad, you would have to show up at the property auction, and be prepared to pay cash, against 5 to 15 other bidders, who are experts at that sort of thing.

In ALL the scenarios above, you're either going to lose some money to scammers, OR, end up paying a lot more than the list price you're seeing.
... more
0 votes 5 answers Share Flag
Thu Oct 17, 2013
Nicole Fedorchek answered:
Hi, Jal!
There are a lot of options available to you in that price range. As a cash buyer, you have an advantage when presenting offers.
I would be happy to work with you to find the right place!
Nicole Fedorchek, Realtor
Tarbell, Realtors
714-914-5097
realtornicolef@gmail.com
DRE 01920370
... more
0 votes 9 answers Share Flag
Fri Sep 20, 2013
Steven Valverde answered:
Craig,
I will gladly help with any of your Real Estate needs.

Steven Valverde
funding@hotmail.com
www.buynsellsocalrealty.com
0 votes 12 answers Share Flag
Fri Aug 9, 2013
Jose D Jimenez answered:
Hello Diane,

I am a Local Realtor here In Buena Park, Would you like to go see the property this weekend?

Please Contact me at :

Jose D Jimenez
Harcourts Prime Properties
714-318-7111
So Cal Realtor®
Certified Buyers Agent Specialist (CBAS)
... more
0 votes 4 answers Share Flag
Sun May 26, 2013
John Arendsen answered:
Not entirely sure how it works with site built condos but with a Manufactured Home PUD it starts out as a PUD from the very beginning planning stages and is designed, designated and built out as a PUD. Not quite sure you could take a condo to a PUD. But as others have stated why do you want to do this? Is it because of financing by chance? ... more
0 votes 4 answers Share Flag
Thu Apr 18, 2013
Ingrid Ski Realtor answered:
This property is not for sale or in foreclosure.. What is the reason you want this person information? Technically we do not give out personal information on the web.. Contact me below to discuss..
The county records are a good place to check out this information too..

Ingrid Ski Realtor
949-874-0432
OCAreaHomes@gmail.com
... more
0 votes 4 answers Share Flag
Thu Oct 11, 2012
Satar Naghshineh answered:
Hi Chris, I come from an investing background before getting licensed and I looked into this as well. Here's the deal:

You first need to have contacts within the banks. These are high level people who have access to REOs or non-performing assets. These people get the info before they are given to asset managers who are either 3rd party vendors or internal to the bank.

Now once you got the contacts, you will need to have proof of funds and be able to buy bulk before they give you a list to look at. The minimum I've personally experienced is 250k/month and the assets are spread all over the states, not just in California. The California assets sell for 90% of BPO or appraisal.

Asset managers list to real estate agents in order to get the best possible price. They don't deal with the general public, at least based on my experience.

As a private individual, your best bet is to buy short sales. Then I would look into discount bids at Trustee sales where you have first hand knowledge of the properties.

Good Luck!
... more
1 vote 4 answers Share Flag
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