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You will have the Realtor commission that you have negotiated. The attorney fees vary, but is typically no more than $125 for deed prep and $25-35 for loan payoff wire. You will also incure NC revenue stamps in the amount of $2 per thousand of sales price. Some closing costs can also be negotiated by the buyer for the seller to pay. I hope this helps, please feel free to contact me if you have additional questions or circumstances.
Jason Ewing, GRI/CNS
Coldwell Banker Triad, Realtors... more
Since I am located within a short distance from the zip code shown for you, I decided to respond with an answer to your question. You can easily find me about 20 minutes down the road if you want to discuss your situation further.
My opinion is that the real estate industry is one that varies from one area to another but typically in our market, if you are selling your home yourself and without the assistance of a real estate agent, you can decide if you want to work with a buyer agent. By this we mean will you pay the buyer agent's fee. This is generally confirmed prior to an agent showing your home. Each agent that shows your home should provide a form for you to sign prior to the showing which establishes the agreed upon commission payable at closing as well as it also addresses the buyers they are showing to and agency. Agency is very important since an explanation of agency allows you to understand when and to whom you should disclose confidential information. Disclosure of your confidential information to an agent representing only the buyer could affect your negotiations in a negative way so it is recommended to thoroughly understand this since you may be involved in a transaction with a trained agent on the opposite side. Unless you have agreed to pay a commission, you are not obligated, however, most agents will not show your home unless they have an agreement with you to pay it or their buyer has agreed to take that responsibilty. Some buyers want representation even if you are not willing to pay the buyer agent's fee so they agree to negotiate the fee in advance of viewing the home. All fees are negotiable and are not set by anyone other than the seller and agent or the buyer and agent. There are times when the fee is to be paid by the buyer and the buyer needs that amount to be included in with their mortgage. We typically see this amount then added to the sales price and paid at closing. It does still show on the Settlement statement that the fee is being paid by the seller but the price of the home has been adjusted to include that amount. The home does need to appraise for this new sales price in order for it to be included.
There are so many other details that we as agents are trained to use in the representation of our clients. Certainly one can sell their home themselves if they have the time to meet buyers, they understand the ins and outs of this undertaking and that it is difficult for buyers to be up front with the owner. Buyers sometimes unintentionally lead a seller on by saying we will call you back when really they have no intention to do so because the home didn't work for them. It can be a very frustrating undertaking but it can be done with a lot of patience and research. I wish you the best of luck but if you find that it is not working for you or you feel you are ready for an expert to take over...or even just a shoulder...give me a call! I AM right down the road from you.