If you have a cancelled Listing Agreement, you are out of contract. Do you have a copy of the cancelled listing agreement? If not, you can request one from the agent or go direct to the Broker of the company.
Best of Luck,
Coldwell Banker Star Realty
BRE lic #01456982... more
As far as I know: From the time the NOD is filed the bank still gives you 6 months till the trusties sale and 21 days until the auction and the courthouse steps. My experience is that the NOD is files when the fourth payment is due so, that works out to about 9 months and 21 days by the book. I have seen banks not file the NOD for months. Working on a loan modification plan can stretch it out also.