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Home Buying in Pickerington : Real Estate Advice

  • All45
  • Local Info6
  • Home Buying11
  • Home Selling2
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Activity 14
Thu Jun 19, 2014
Drew Hensel answered:
Typically, agents will list the home at the starting bid.

Please let me know if I can assist you further

Thank you!
0 votes 1 answer Share Flag
Mon Apr 14, 2014
TheBuckeyeRealtyTeam answered:
If you already have a Realtor then you should have them do a specific search on FlexMLS for you.. They can pinpoint homes with a first floor master and den or ranch for you with no problem.. if they don't know how to do that, then I would suggest looking for a new Realtor!.. homes that come from flexmls have the most up to date data... if you look for homes on various online websites (like this one) most of that data is going to be very outdated.. I had a client send me 26 properties that they found on this online website site that they wanted to look at.. when i plugged them into flexmls only 4 of them were actually still in Active status.. ... more
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Mon Jul 15, 2013
Jim Simms answered:
Okie dokie, three Jims agree, if you do not qualify for arranging a new loan the lender is probably not going to allow you to assume an existing loan. If you try to take title “subject to the mortgage” there is a due on sale clause that allows the lender to call the loan. Fix whatever issue you have then apply, good luck,

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
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Sun Jul 7, 2013
Peter Purdom answered:
I am in the Pickerington location working for Keller Williams. You've had a lot of information and mostly I agree with them - find out your credit score, search for a loan - but in Pickerington keep in mind that some of these homes may qualify for the USDA loan which means 0 down and 0 PMI - if you don't ask specifically for this your bank may not be providing this info - also not all banks do this. There are all kinds of loans so before you actually go seek one - I recommend that you call me or a realtor who has knowledge of some of the best loan options for consideration. Then you can speak to a banker confidently. By the way, I have all kinds of contacts for mortgage lenders with some being right in my office - one stop shopping! Good luck to you regardless of your realtor choice!! ... more
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Thu Feb 28, 2013
Thomas Caine answered:
Within the Pickerington North school district there are a number of options. Lets make an appointment so I can show you some. Call me @ 6143746466 I'm at the Keller Williams Greater Columbus office on 256 ... more
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Fri Feb 15, 2013
Jacob Short answered:
Tue Jan 1, 2013
Chad Shirer answered:
The advise given by Molly is correct, it is also my understanding that the house must be in the district or area served that you are a teacher in as well.
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Tue Dec 4, 2012
Alan answered:
Westport Homes works with a lender that is willing to walk you through the process. They will provide you with a FREE copy of your credit report and give you a plan of action to guide you through exactly what steps to take to improve your credit score so that you can qualify for a new mortgage. ... more
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Tue Dec 4, 2012
Alan answered:
If you are paying more than $75 per square foot in Pickerington you should be considering Westport Homes. Almost all of their floorplans price out with options included between $70-$80 per sqaure. This accompanied by their exceptional financing options, down payment assistance, closing cost contributions and flexabilty to customize their plans makes them a great value. ... more
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Mon Oct 22, 2012
Kevin Snyder answered:
The monthly fees are $210.00 per month.
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Mon Jan 4, 2010
tom roberts answered:
helmutt,I think so,but I would ask ur tx person,keep in mind ur going to make it up on the buying side,depending on where you will be looking,send me more info,Helmutt
0 votes 2 answers Share Flag
Wed Oct 7, 2009
Debra (Debbie) Rose answered:
Sure can lowball any price.......but, lowballing and actually BUYING the home are 2 different things.
If you want to pop in and out of making lowball offers..go ahead..........maybe you'll get lucky....maybe you won't. And,......maybe one day you'll actually find a home along the way that you love and really want to buy.......then you'll offer what is reasonable, not just low.

Good luck!
Debbie Rose
Prudential NJ Properties
... more
0 votes 9 answers Share Flag
Fri Sep 25, 2009
Perry Brown answered:
A good agent is always going to include houses priced beyond your pre-approval that meet the rest of your buying criteria, knowing that not all houses are realistically priced to be "in the market." Just like each house is unique, each seller is unique, and you can never really be sure what the underlying motivation behind the sale is, so don't assume the seller's motivation is LOW. They may be highly motivated, and your (very?) low offer may just be the cat's meow.

Or maybe not. You'll never know until you make the offer.

One or two more things. Be very cautious of laying all your cards out on the table. Telling the seller "look, i really, really, really luuuv your house but this is all i'm able to afford" may or may not endear you to the seller and get your offer accepted, but it DOES give the seller an awful lot of insight into you as a buyer. Insight that a good seller's agent would use to the seller's advantage.

Understand that when you make an offer to buy, you're half way to an accepted contract. All that is required is/are signature(s) from the seller(s). If the goal is to get the house in contract and then closed, an offer from a pre-approved buyer has brought the seller enticingly close to their goal. Their first reaction may be to make a counter offer, but the seller has then just put you - a ready, willing, and able buyer - back into the driver's seat. For all the seller knows you could be ready to write an offer on one of nine other properties you liked if your offer is rejected. But if the seller simply signs your offer, you’re in contract. Challenges most assuredly lie ahead on the road to closing, but the biggest hurdle has been cleared - you’re in contract. This offer - your very low offer - must therefore be given serious consideration. And it just might be accepted.

Finally, don't make any offers for more than what you're pre-approved. I realize you may have been using round numbers, but $180,000 IS more than the $175,000 you're pre-approved for. You'll only be dealing in anger and disappointment from the fallout of that move.

I'm a local agent in the Pickerington market, and would be happy to assist you in finding and buying a home. Just click on my profile and send me an email if you’re interested.
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