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Credit Score in Phoenix : Real Estate Advice

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  • Local Info160
  • Home Buying944
  • Home Selling107
  • Market Conditions70

Activity 15
Thu Jan 5, 2017
Hi Thomas

I specialize in VA financing & can do VA loans down to a 580 score so it is possible.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number & then call me to discuss your situation.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
... more
0 votes 3 answers Share Flag
Sun May 22, 2016
Karen Peyton answered:
Google your question for resource websites to find the answer.
Bankrate and NerdWallet may be good places to start.
2 votes 1 answer Share Flag
Tue Jul 28, 2015
Brian Eastwood answered:
Hi Denise,

Another great lender for you to work with is Ron Kuhn at Amerifirst Financial. He's as honest as the day is long and will provide you with the exact steps you need to take to repair your credit. You can find hom through this link: ... more
0 votes 3 answers Share Flag
Wed Nov 5, 2014
Raymond James answered:
Capital Finance offer You the plain chance to assess loans of all kind. We have the capacity to render and support any means of finance set-back facing You, your company,your project etc.

Relate your financial in-pontes with us and you could stand a chance of settling your financial scores.

Contact: Raymond James
Capital Finance Group
... more
0 votes 21 answers Share Flag
Mon Oct 20, 2014
James Wehner answered:
When was the last time you tried qualifying for a loan? There are newer programs available that might work for you. Give me a call and we can discuss.
0 votes 19 answers Share Flag
Tue Nov 26, 2013
Annette Lawrence answered:
I applaud your initiative to live below your means. If you are not careful you will eventually end up DEBT FREE! Won't that feel good?
Real estate professionals are all about helping those who have a vision for their lives. New beginnings. That is why we can endure the unpleasant while looking for the mission driven.
If you are serious, and it sounds like you are, you need to PICK up the phone and call a Phoenix real estate professional. If you are not serious, you wlll attempt to use those 'contact' links and will receive appropriate response.
The agent you call will need to complete an analysis of your situation. The solution will either be identified or CREATED. For an agent to invest the resources and time required to create your solution, you need to demonstrate you are committed to the process until the end. Picking up the phone is the first indication you are serious. Using the link suggests you have all day, all year...all the time in the world to make a decision...that Won't work.
Now, keep a eye on my Trulia blog. At the first of the year I will be resuming a series on how to actually earn some money using the keyboard at your finger tips. When you are living below your means, and nurture something for which you have passion, all you need is a little simple and FREE instruction. 20 to 50 bucks a week simply to so you it's doable...but only for those who embraces dreams...humble they may be..

Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
Move to the Front of the Line
... more
0 votes 5 answers Share Flag
Wed Oct 9, 2013
cortezdebbie313 answered:
You an also try another option which is credit repair. I did this and saw my scores increase a lot. I used a company called They seem to know what they are doing.
0 votes 20 answers Share Flag
Wed Jul 31, 2013
Bobby Atkisson answered:
I can go down to 580 with compensating factors we also do in-house credit repair. Please contact me.
0 votes 7 answers Share Flag
Mon Jul 29, 2013
Michael Abramsky answered:

FICO scores range from 300-850
Vantage Score model 2.0 ranges from 501-990
Vantage Score model 3.0 ranges from 300-850 but is only a few months old and rarely used.
0 votes 3 answers Share Flag
Mon Jul 22, 2013
Anthony Kesman answered:
Cll Christopher Holmes at 480-214-8815 to discuss your situation.
0 votes 15 answers Share Flag
Tue Jun 11, 2013
Lenders who do VA loans typically require a 640 credit score. If I am not mistaken, his credit score will be used not yours. But I may be mistaken as I haven't brokered a loan in a while. If you would like free help to boost his credit please visit my blog here on Trulia, or go to our website.

Best of Luck & Have a great day;

Christina Solorzano;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit Repair
Making home ownership more than a dream...
Retired Mortgage Banker
... more
0 votes 11 answers Share Flag
Sat Jun 23, 2012
Vivien L Biggs PLC answered:
Good Morning,

The Lender I work with, provides one of the best home purchase program in America. They provide FREE personalized and comprehensive counseling to Members to address your particular credit and financial issues and help determine a mortgage payment that you can afford. The counseling and underwriting criteria are “character-based” and not based on credit scores and ratios. While they provide everyone with mortgage options, they also provide one extraordinary mortgage product! The mortgage is unique in that everyone that qualifies receives the same incredible terms, which makes homeownership affordable, and you do not need perfect credit.
• No Down Payment,
• No Closing Costs (The Lender pays them and does not include them in the loan),
• No Lender Fees,
• No Pre-Payment Penalty,
• No Mortgage Insurance,
• No Perfect Credit,
• Fixed 30 year below market rate at 3.5% as 6-22-12

If you would like more information please contact me.

Have a GREAT weekend!

Vivien L Biggs PLC
Prudential Arizona Properties

Check MLS for homes on my website
... more
0 votes 4 answers Share Flag
Wed Sep 28, 2011
Investor X answered:
Fri Jan 8, 2010
Chani Trafficante answered:
I have read some of the other answers- I tend to agree to with the answer of renting your share out , I would rent it out for more than the $800.00 factoring in Utiilties and maintenance nad upkeep on the house and be sure to get a sec. deposit and collect 1st and last months rent- also keep all rental arragements between yourself and tenat - your friend that you bought with does not need to be previe to all this, this is a very stick situation, I feel for you - but get your head clear 1st before you do anything and keep this rental situation business like- I feel for you - Good Luck
chani trafficante
... more
0 votes 8 answers Share Flag
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