It would seem that you have been watching too many "1-800 Gurus".
I have been an active Real Estate Investor since 1972 when I was 18 y.o. attending the Georgia Tech School of Architecture.
While my first property deal was "ZERO" down, the property was uninhabitable at the Close.
NO MONEY DOWN is a misnomer.
My Mentor was the Seller of that first (1st) property and he FINANCED the entire transaction; all-the-while teaching me things that are now "hawked" on the Web/800's as "secrets" to become wealthy.
Those Web/800's spots are designed to pry your cash away from your control and tease you into the belief that you can be successful without "much effort".
Education is the first (1st) step to getting out of your financial rut.
Being able to recognize opportunity will open your mind and start asking "what can I do to overcome the lack of cash in-hand"?
While you may not have any money to put down, that does not mean you cannot ask a "MOTIVATED Seller" to allow you to "take over" a mortgage.
You may get lucky.
That said, I would suggest that you take stock of "WHY" you do not have much money to put down..!!!!
Do you have a written budget?
If you do not have one, WHY NOT?
Want to further this discussion?
Get back to me,
Winn Stelzer, Trustee/Mentor