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Home Buying in Pflugerville : Real Estate Advice

  • All83
  • Local Info6
  • Home Buying25
  • Home Selling5
  • Market Conditions4

Activity 42
Yesterday at 9:38am
Ladyrestored answered:
I've lived in my Gehan home since 2004 and love it. Maybe because it seems more structurally sound than the one (Fox& Jacob) I was in before this one. I'm in a middle class neighborhood and the design is beautiful and rooms fit my active family. Had a A.C. flood inside and the water stayed in the one area because the walls were built so tight. So far we are enjoying it. ... more
0 votes 12 answers Share Flag
Tue Aug 1, 2017
Eric answered:
Can you be sued if you decide not to buy the home. Although you have not made any commitment on the property
0 votes 10 answers Share Flag
Sun Jun 25, 2017
Teaysrobby answered:
this is robby in Colorado capital pacific homes left Colorado too or want out of bussness in Colorado and texas THAT WANT ON THERE OWEN WAY I SENT EMAIL TO SOME ONE IN CAILFORNIA CAPITAL HOLDING COPRTION IN CAILFORINA THAT CLOSED THERE DOOR HERE IN COLORADO AND FIRED ALL THERE STAFF IN TEXAS AND COLORADO WHAT EVER YOU DONT BUY A KB HOMES OR A DR HORTON HOMES STAY A WAY FROM THERE AND RICHMOND AMERICAN HOMES THESE ARE BAD BUILDERS ... more
0 votes 5 answers Share Flag
Tue Oct 11, 2016
USMortgageRanger answered:
The answer is YES. I would be delighted to provide you with some mortgage options, this does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
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0 votes 1 answer Share Flag
Fri Jul 29, 2016
Susie Kay answered:
You need to consult your realtor. If you don't have one I would suggest that you read the contract again or in this case, ask your attorney for assistance in reading the contract. Next time, I highly suggest that you hire a realtor.

Good luck!
Susie Kay
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0 votes 1 answer Share Flag
Tue Jun 14, 2016
Scott Godzyk answered:
If you have a buyer broker, they should be insisting on updates and receipts of completion. You should check it during your final walk through. If you do not have an agent, you need to be insisting on getting answers. ... more
0 votes 2 answers Share Flag
Wed Oct 7, 2015
Susie Kay answered:
Not likely with a 530 score. However, your are on the right track by rebuilding your credit. My best of luck to you!
0 votes 4 answers Share Flag
Mon Jan 5, 2015
Teresa answered:
I found this page helpful:
https://support.trulia.com/hc/en-us/articles/201896207-Rental-Listing-Scams-Read-Before-You-Search
0 votes 3 answers Share Flag
Mon Oct 13, 2014
Jennifer answered:
I was unemployed for about 10 months in 2012/2013. I did not have an income (other than unemployment) for that time. When I started working again, the mortgage broker I used told me that I should wait about 6 months, to prove a stable income. He also said that it matters that I was making roughly the same income from job to job.

I think Bernanke said he was turned down for a refinance because he was no longer working with a steady income - he's lecturing and doing some speeches - all that pay very well, but are not salary.

With that said, I'm not sure of your chances if you're not working. Your assets and credit rating sound fine - but if you can't prove an income, they may not approve you (or if they do, it will be a high interest rate).

Great news about your health, and good luck with your home search.
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0 votes 1 answer Share Flag
Thu Oct 2, 2014
Daphne Quay answered:
Hi there!
If you have two years, now is a good time to start to get to know the market and different neighborhoods. A lot of your search will of course depend on what price point you are looking to stay in, if you want to be closer to IH 35,looking to down size, or if you are looking for a newer home. Right now, Pflugerville is growing like crazy! There are several new developments that are very impressive. Several of the new subdivisions have homes ranging in price from the 170s to mid 500s. The range is great!
Also, have you thought about Sun City?
Sun City is a retirement community in Georgetown. I know, I know...It doesn't sound nearly as great as it is, but they have some AMAZING amenities and very very fun residents!

If you're looking to stay in Pflugerville though I recommend checking out the following neighborhoods:
Pflugerville Heights-Closer to 45
Falcon Point-Just a smidgen East of 130
Reserve At Westcreek- About 3 miles E of 130. Meritage is one of the builders and personally, I think they make excellent homes!

Any way, I know that's a lot of info, hope it helps some! :)
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0 votes 3 answers Share Flag
Mon Apr 7, 2014
Kawain Payne answered:
Try a condo or a townhome. They are usually in god shape .

Depending on the HOA they may cover some key items as well like water, gas, trash, and insurance. Plus you will get all the extras like a pool spa, and in some cases even a gym.

Best of luck to you!!!

Kawain Payne, Realtor/Notary
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0 votes 3 answers Share Flag
Mon Apr 7, 2014
Kawain Payne answered:
Try and find a new rental before the eviction goes through. Once you have an eviction on your credit report it will be a challenge renting. You may need a co signer.


I hope things turn around for the better for you. Sounds like you have been thru enough!

Kawain Payne, Realtor/Notary
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0 votes 1 answer Share Flag
Thu Mar 13, 2014
Don Groff answered:
Hello Debra,

The home did require a court order to sell so it may have been part of a bankruptcy. If you have any more questions please feel free to ask me. I am a Realtor and a licensed Texas wholesale mortgage broker.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
0 votes 1 answer Share Flag
Wed Oct 2, 2013
Don Groff answered:
Hello Yasser,

I just answered your other question from last week. Meritage makes good homes and builds nice neighborhoods that stand up well over time. As far as your question on resale I would really buy to your families needs. Do you think a 1400 sqft home will suit your long-term housing needs? How long do you plan to stay in the home? Going with the larger home will give you more room for children and a growing family and help you avoid the costs of moving again should it eventually be necessary.

Both homes will have similar appeal in the resale market but to different individuals or families. The smaller home will appeal to first time homebuyers or single professionals and the larger home will appeal more to families. Both types of buyers are always in the market. What determines a homes resale potential is the condition and price as compared to what is available in the market. Even with a hot market as we are still in homes will sit unsold if not priced correctly.

So again, your question really comes down to buying what is right for you and your housing needs today and the future. Consider the costs of having a larger house and the costs and needs of your family to decide which way is the best to go.

If you have any more questions please let me know. I would be happy to assist you. One thing builders try to do is force you to use their financing options. My lenders wholesale pricing is far better than what builders "in-house" lenders" offer. Even if they require you to use them allowing me to prepare a competitive GFE for you forces them to be competitive and give you better financing options.

Hope my input helps. Best of luck to you.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
0 votes 1 answer Share Flag
Wed Oct 2, 2013
Don Groff answered:
Hello Yasser,

That is a good question. I have worked with many Indian clients clients on the mortgage and real estate side but am not very sure of any Indian communities as you have mentioned. In my neighborhood for instance I have several Indian neighbors that live near me and I also see many Indians walking around the neighborhood and throughout the Austin area.

So while I am not really sure of any specific areas per say I have noticed that they are mixed in with the communities they choose to live in. Like I mentioned before I have worked with quite a few Indian clients as their mortgage broker and as their Realtor so I would be willing to ask them if they can make an recommendations for you as they may be more aware if any areas or pockets like you are asking exist.

If I can help please let me know.

Thank you,

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
0 votes 1 answer Share Flag
Mon Aug 26, 2013
Don Groff answered:
Hello Victoria,

Please feel free to contact me and we can go over the numbers in more detail. With approximately $8,000 a month in income without other major bills such as care payments or credit cards you can afford a lot of home. The question is how much home do you need?

As a mortgage broker and Realtor I would be happy to sit down and go over your options. There are important things to know and understand like what is your credit score? Have you saved money for a down payment? While there are some options with little down payment you have more and better options if you have at least 5% or more to put down.

Interest rates are still low from a historical standpoint but they are going to continue to go higher. As that happens buying power will diminish somewhat and homes will all cost more. So it is important to understand where you are and what you want.

Let me know if you would like to talk. As a Wholesale mortgage broker I work with over 15 different lenders at the wholesale level so my rates and fees are considerable less than what the retail banks charge their clients.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
0 votes 5 answers Share Flag
Mon Aug 5, 2013
Daphne Gilbert answered:
Pflugerville is a great community. My husband and I moved from the Wells Branch area as well about 11 years ago. The schools are good for the most part - reference greatschools.net for specific school details. The community was voted in the top 100 small towns to live in last year by Money Magazine because of the good city planning, jobs, and quality of life. The city is doing a lot of planning to prevent issues in the future like requiring park space in neighborhoods where new houses are being built, setting up Lake Pflugerville which reduced the City's water costs and helped the longevity of the water supply in Pflugerville, and strong fiscal planning. It is a great cost effective solution.

Thank you,

Daphne Gilbert
Realtor - Central Metro Realty
512-413-4490
mail_for_daphne@yahoo.com
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0 votes 8 answers Share Flag
Mon Aug 5, 2013
Daphne Gilbert answered:
There is definitely a lot of personal choice in this question :-)

Depends what you want, a majority of the good schools are in neighborhoods off of Kelly Lane: reference Greatschools.net Most of the master planned communities in Pflugerville are also off of Kelly Lane (Northeast corner of PF) Falcon Pointe, Park at Blackhawk, and Avalon have arguably the best amenity centers (pools, club houses, etc). Village of Hidden Lakes in PF off of Kelly Lane is right on Lake Pflugerville. Stonehill Town Center provides restaurants and shopping to this area. The neighborhoods have a lot of pocket parks and some connect all the way to Lake Pflugerville.

If you really want trees though, recommend Settlers Ridge, Mountain Creek, Saxony - some of the older nicer neighborhoods near downtown Pflugerville. These neighborhoods are easier to get into Austin proper from, and benefit from the original city parks and hike and bike trails.

Best of Luck :-)

Daphne Gilbert
Realtor - Central Metro Realty
512-413-4490
mail_for_daphne@yahoo.com
... more
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