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94954 : Real Estate Advice

  • All10
  • Local Info1
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 8
Thu Jan 8, 2015
Claudia Muller answered:
From a lender:
Your credit score can be as low as 620.
The better your score, the better interest rate.
You want to take 40% of your gross monthly income, back out your monthly revolving debts, car payments and student loans.
Take that final number and that will be your house payment.
In today's market a payment of $2500 is about a $450k mortgage.
I can run these numbers for you. Just drop me an email.
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0 votes 6 answers Share Flag
Wed Feb 5, 2014
Gary Swale answered:
I think a few visits to your desired area, internet searches of demographics, and connecting with a local Realtor is your best strategy. Do your research and do it right the first time.
1 vote 3 answers Share Flag
Tue Jun 18, 2013
Bill Sockolov answered:
Hi Laura,

Being on the loan side of the real estate business, I'd like to address your question regarding the requirements to buy a new home...and "bad credit." Not knowing what your credit issues are...there may be ways to improve your scores to help you qualilfy for a loan. Not only are there many credit repair tactics, but there are several loan programs that allow for lower credit scores.

I suggest speaking with an informed Loan Consultant to discuss your issues.

Please feel free to contact me with questions. I am local.

Take care,
Bill
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0 votes 3 answers Share Flag
Mon Jun 18, 2012
Kamal Randhawa answered:
Hello,

Here is a good site to check crime rate....its not attached to any realtors..just straight facts

http://www.crimemapping.com/map.aspx

If you need statistics on a a certain home, I can pull those for you..it will give you info about median home prices, demographics, median income per household...all kinds of information.

Please feel free to call or email me if I can be of further assistance.

Thank you :)
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0 votes 2 answers Share Flag
Sat May 5, 2012
Dan Tabit answered:
Stephen,
First, we are not lawyers and our advice is not strictly legal advice. Second, decide what is most important in how you proceed. If you pursue legal action to recover your additional costs prior to closing you may end up back where you started, without the house or the money.
Quietly talk to an attorney and consider waiting until the sale is complete for any further action. If the amount is small enough, you can take them to small claims court without incurring additional expenses.
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0 votes 4 answers Share Flag
Fri Dec 9, 2011
David Thomas answered:
How'd it go? Did it sell 11/3? Somebody will be contacting you, usually a realtor, to entice you to move out of a house now owned by the bank. Called "cash for keys" you would still be entitled to money to help you relocate.

If staying as long as you can is the goal, California favors tenants and will require new owner (bank) to abide. Y any lease you have in place. Depends on your situation. Check with someone you trust for answers.
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0 votes 8 answers Share Flag
Wed Oct 6, 2010
Pete Brocco answered:
Call me, I will answer your questions.
Thanks,
Pete Brocco
Brocco Real Estate
RealtyTrac Broker
CA DRE License #00846056
(707) 571-8213
petebrocco@comcast.net
0 votes 3 answers Share Flag
Tue Jul 6, 2010
Kamal Randhawa answered:
Hi Trini,

A lot of contractors will come out and give you an estimate for free. So that should help you make your decision a little bit easier. Is the the home worth it? Your Realtor should have provided you with comps to see comparable sales, if not, ask for it.

Kamal Randhawa
Broker
510-932-1066
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0 votes 9 answers Share Flag
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