Do your homework beforehand, call FEMA or look on their website for additional information about flooding on that street, call your insurance company and ask them what additional costs you will need to pay per year for flood insurance and talk to some neighbors on that street and ask them about their experiences living there during harsh weather.... more
Commission rates can not be openly discussed on open forums by licensed individuals. That being said, when you look for a broker, perhaps the commission rates is not as important as the services and results you can expect. There is such a thing as value. Is it more valuable to pay a higher commission and get your property handled correctly and with maximum reults?
In addition to the other responses, if this is a home you are interested in purchasing, your agent can find out if the present home owner is paying flood insurance. Although, flood zones do change, that is one way to find out. If you are applying for a mortgage, the mortgage company will generally require a flood certification as well.... more