The best way to find out what your next step to qualify is to contact a broker for your options. I always refer to: Desert Springs Financial Services. Contact info below.
Mitchell T. Stam
Desert Springs Mortgage & Financial Services, LLC
Phone 623-432-1309 x 101
NMLS#'s - 310878 & 794445
AZ Mortgage - LO-0915401 & MB-0918874
AZ Insurance - 990990 & 992740