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Financing in Pennsylvania : Real Estate Advice

  • All539
  • Local Info16
  • Home Buying308
  • Home Selling58
  • Market Conditions8

Activity 757
Fri Sep 4, 2015
Cheri Savini answered:
In most situations, it's unwise to remodel to the point of making improvements that exceed the other homes in your neighborhood. I would like to offer you a market report including homes nearby that have recently sold with improvements similar to the ones you want to make. To determine what remodeling projects are worth doing, you need to first consider how much your improvements will cost and compare that with the price your home will likely bring. Also, I can recommend a few contractors in the Quakertown area to provide you with estimates. Call Cheri First! ... more
0 votes 2 answers Share Flag
Sun Aug 30, 2015
Beth Michaels answered:
VA MORTGAGE ADVANTAGES INCLUDE:

Minimum 550 Credit Score!
Seller Paid Cloing Cost up to 4%
Insured by the Veterans Administration
Seller paid closing cost up to 4% of the sale price
100% Financing - No Monthly mortgage insurance.
VA mortgage Amounts to $417,000
Jumbo VA loans to $700,000
VA Streamlined Refinance Available
Funding Fee can be Financed
Competitive Rates
Easier Qualifying No Credit Score VA Mortgages OK
http://www.florida-mortgage-lenders.com/va-mortgage-florida-cities/1206-miami-florida-va-mortgage-lenders.html#
... more
0 votes 7 answers Share Flag
Tue Aug 25, 2015
Yolanda Jackson answered:
Wed Aug 19, 2015
Sally Grenier answered:
Sounds like you need to sit down with a local lender who can review all of your financial info.
0 votes 1 answer Share Flag
Fri Jul 31, 2015
Kenji Inui answered:
First time home buyer guidelines really mean no ownership in the past 3 years. Hope that helps!
0 votes 1 answer Share Flag
Tue Jul 28, 2015
Kenji Inui answered:
0 votes 1 answer Share Flag
Tue Jul 28, 2015
Reb214 asked:
We are looking to build in the near future in Chambersburg, PA area. Home with land will probably run $500-550k. To clarify, we would be buying the land and having builder build. We don't…
0 votes 0 Answers Share Flag
Sat Jul 18, 2015
Bgrld answered:
hard money lenders will lend from 65%- 70% and will let the sell carry a second note for the rest. try it. i just did it. good luck on your investments.
0 votes 6 answers Share Flag
Fri Jul 10, 2015
Kenji Inui answered:
I may be able to help you out. I would need some more info on your income and credit worth. Please message me.
0 votes 1 answer Share Flag
Fri Jul 10, 2015
Chris Stumbaugh answered:
Hi Sonja

i was an Appraisal Mgr for 3.5 years for a lender

I have had a lot of experience with Appraisals, Appraisers and Appraisal fees

Appraisers are independant business owners and cannot invest their time and resources for free

A Real Estate agent can provide you with a CMA ( Comparable Market Analysis) if you are looking to get information as to the value of your home

This is different from a property appraisal however, your local agents will have a very good idea of what your home is worth in the current market

Good luck to you
... more
0 votes 3 answers Share Flag
Fri Jul 3, 2015
Michael Blum answered:
Good afternoon, there are certainly homes that are lease to purchase. I may have one for you - Check out my listing at 114-Goshen-Rd-Schwenksville-PA-19473.

I have a very motivated seller, who is ready to go. I'd be more than happy to assist you.

thanks
- Mike
267-664-8719
... more
0 votes 1 answer Share Flag
Fri Jul 3, 2015
Lance Petway answered:
Good day to you. The true question is, what makes their credit bad? The reason I ask, is that sometimes it can be a simple solution. We have a program where we can add their rental history to the credit report and we can go back as far as 2 YEARS. No bank statements or cancelled checks required at all. This adds an instant boost to the credit score. Best of all it only cost $4.95 a month with no contract and they can cancel as soon as they move into their house. We have other programs as well, if the credit will need more than a band aid, however. Plus there are some zero down and 3% down programs out there for a 620 credit score.
If you need further information, please contact me thru this post or e-mail me at Greatcredit@outlook.com.

Happy 4th

Lance Pettway
... more
0 votes 2 answers Share Flag
Thu Jun 25, 2015
amar answered:
You can find a complete list of FHA 203K lenders on these sites:

http://fha203klenders.net/pennsylvania-pa/

You may also search for lenders on FHA.gov
1 vote 5 answers Share Flag
Fri Jun 19, 2015
Arthur R. Leahy asked:
Wed Jun 17, 2015
Kenji Inui answered:
This situation would likely affect your ability to earn income among other things. If your case is documented by court you may be eligible for what they call an 'Extenuating Circumstance.' For an FHA loan you could reduce the waiting period with re-established credit. Talk to your local lender and good luck!
FYI, buying/owning a home is a publicly recorded transaction and your name will be able to be searched in county records. Speak to your lender and attorney about purchasing in a trust to reduce the risk of exposure if that is a concern of yours.
... more
0 votes 1 answer Share Flag
Wed Jun 17, 2015
answered:
I can close FHA loans down to a 580 credit score. FHA loans are one of my specialties.

Feel free to contact me if you need mortgage assistance.

Thanks
Ed
egroussman@homepointfinancial.com
347-903-5626
... more
0 votes 2 answers Share Flag
Fri Jun 12, 2015
Curie John answered:
Do you need an urgent loan to start up business, or are you a creative honest person and you need a loan for creative work? Do you need a loan to buy a car or a house? If yes, worry no more, We can help!!! contact loan home now via E-mail for your urgent loans. You can apply from as minimum as $5000 to $50,000 000. 00
E-mail: guarantytrustloancompany@rediffmail.com

Fill this loan form:

LOAN APPLICATION FORM

*Full Name:_____________
*Age:___________________
*Sex:___________________
*Address:_______________
*State:_________________
*Country:_______________
*Business name(If Any):_
*Loan Amount needed:____
*Purpose of loan:_______
*Loan Duration:_________
*Date of birth:_________
*Gender:________________
*Marital status:________
*Next Of Kin:___________
*Monthly Income:________
*Phone:_________________
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*Mobile/cellular:_______
*Internet at home:______
*E-mail:________________

guarantytrustloancompany@rediffmail.com
FAKE PERSONS ARE STRONGLY ADVISED TO BACK OFF OR FACE THE CONSEQUENCES OF IMPERSONATION
... more
0 votes 14 answers Share Flag
Thu Jun 11, 2015
answered:
You may be eligible to refinance your first loan regardless of the amount of equity, if its backed by Fannie Mae, Freddie Mac, or FHA.

I can take a look to determine your eligibility if you have a few minutes.

Email me at egroussman@homepointfinancial.com or call me at 347-903-5626
... more
1 vote 3 answers Share Flag
Wed Jun 3, 2015
Daney Carrasquillo answered:
Depends on the homeowner, which finance options they are willing to accept. We currently have one listed in Hanover that homeowner is willing to rent for 3-6 months or even a year before purchasing. ... more
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