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Financing in Pennsylvania : Real Estate Advice

  • All536
  • Local Info16
  • Home Buying307
  • Home Selling57
  • Market Conditions8

Activity 743
Thu Apr 27, 2017
Mark Howe answered:
Hello,

A 652 score is still high enough to get a mortgage assuming that you have sufficient income to support the payment and your other debts.

I lend in 48 states including PA. Feel free to contact me if you would like to review your mortgage options, I would be happy to help. ... more
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Thu Apr 27, 2017
Mark Howe answered:
Hello,

Bank of America offers a HELOC up to 85% on owner occupied duplexes. This requires a credit score of at least 720 though.

Feel free to contact me for more details, I am a Senior Loan Officer with Bank of America. ... more
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Tue Apr 25, 2017
Shane Milne answered:
I'd recommend contacting your state's USDA office and ask them who is funding construction-to-perm loans. We offer them for FHA, VA and conventional... just not USDA.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans.com | 949-322-3616 direct
... more
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Tue Apr 25, 2017
Bhrenda Drakeford asked:
The apartments that I have viewed are asking for first and last months rent. I can not afford to do this. I am very anxious about moving very soon due to very noisy neighbors which I want…
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Wed Apr 12, 2017
Srobinson asked:
Hello I'm looking to buy a house in the Philadelphia Suburb area. My credit is ok I'm working on paying down last credit card. My income is between 35k-38k year WITHOUT non court ordered…
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Mon Apr 10, 2017
pat.d.oshea asked:
The Family Opportunity Mortgage program enables children to by a home for a senior parent who can't qualify for a loan. It enables the child of the parent to buy a home as an owner…
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Fri Mar 31, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

There is a loan program that will give you the money to buy the home and do the renovations needed all in one loan. Yes, you will need a contractor.

This program only require a 3.5% down payment and even allows you to roll closing costs into the loan.

If you have any other questions or would like help with this you are welcome to get in touch with me.
... more
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Sat Mar 25, 2017
Ken answered:
Yes, I know where you can get a 70% ARV if you are a first time investor or a 75% ARV if you are an experienced flipper
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Wed Mar 8, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I may be able to help you with this.

I would need more details to determine what we can do for you.

If you have any questions or would like help with this you are welcome to get in touch with me. ... more
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Mon Feb 20, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

You would owe whatever principle is due on the mortgage at the time it is paid off. There is some daily interest that may be due as well if any has accrued when you payoff the mortgage. The daly interest that accrues would be based off your interest rate.

So if you owed a principle balance of $80,000 and you paid the balance the same day that you got the payoff quote from the bank you should be paying off about $80,000 and maybe some daly accrued interest if any existed, not $154,000.

I can lend nationwide but I mainly cover NY. We can lend up to 95-100% of you homes value.

If you would like help with a mortgage or have any other questions please let me know. I'm available almost 24/7.
... more
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Sat Feb 18, 2017
Stanley G Buffett answered:
I got a 640 score l saw a home for 500.000 l got 20% down
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Sat Nov 19, 2016
Kmortelliti answered:
Thu Nov 10, 2016
Jme503 asked:
Modified in 11/2010 from 134,000 to 164,000 Now at 139,000 trying to pay down principal but just won't happen. Escrow stays same at 471.62, P/I is 670.34. Payment is now almost back…
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Tue Nov 8, 2016
Frank Gao asked:
I am thinking about get a mortgage for my first time home purchasing, but my background is a little bit complicate.
First of all, the main trouble is, I am not U.S Citizen or Permanent…
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Thu Oct 20, 2016
AmieDignan answered:
I would love to see if I can assist you. I work for a law firm that handles credit repair. We are different from other credit repair companies as we are attorney based and have 5 attorneys on staff.

Please feel free to contact me,

Amie Dignan
Credit Law Center
816-875-5567
amied@creditlawcenter.com
... more
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Mon Oct 17, 2016
Atxaviermartin answered:
Here, I would suggest one name without any doubt and that is a professional VA loan consultant who is an expert in this exclusive arena of military home loan through its specialist VA loan officers. ... more
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Thu Oct 13, 2016
Jerome asked:
Hi i'm currently moving to philadelphia i already had a mortgage by fifth third bank and a good credit score. My current house pending right. Therefore i'm currently trying to…
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Thu Oct 6, 2016
Invstnlfp answered:
Home Buyer's
I am state and federally licensed to write mortgages in 31 states for a top direct lender in the mortgage industry who offers FHA, VA, and USDA loans down to a 550 score. We keep your info private not broker it out and we go down to a 550 credit score for VA and FHA loans..
Brian Young 214-797-3479
NMLS. 902687
... more
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Tue Oct 4, 2016
Nicole.a.strickland answered:
My lender told me to go USDA and the houses we are looking at are all eligible. The issue is the realtor is saying to go FHA because of the USDA process and there are not always funds? Is this true. I really would like to go USDA and 2 lenders say yes, but realtor saying no. How can I find out if there is a backlog for Montgomery co or berks co? ... more
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