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Pennsauken : Real Estate Advice

  • All57
  • Local Info1
  • Home Buying21
  • Home Selling5
  • Market Conditions3

Activity 44
Mon Apr 24, 2017
Apolloniafelix2 asked:
Wed Feb 22, 2017
Cdalite Intheeast asked:
Tue Mar 22, 2016
Monique Detreville asked:
Sun Jan 17, 2016
Huynh25 answered:
HI Teresa, I was wondering if you were still looking for a 2 bedroom in Pennsauken? If so, I can be of assistance. You can email me at Huynh25@yahoo.com if you are still interested.


Thanks,
Jimmy
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0 votes 2 answers Share Flag
Mon Jan 4, 2016
Jeaneen V. Jenkins, MSW asked:
Tue Jul 21, 2015
Diane Christner answered:
Real estate agents cannot and should not be commenting on "good" or "bad" areas, by doing so they can find themselves in violation of federal fair housing laws. There are a number of sites that offer crime statistics by zip code, you could try one of those. ... more
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Fri Feb 6, 2015
Joseph Pham asked:
Mon Jan 5, 2015
Barb Saccomanno answered:
Hello and Happy New Year!

There are plenty of options when it comes to the structure of your loan. Some areas in Southern NJ even qualify for zero 0% down because they are located in a USDA areas. I mostly work with first time buyer's and would be happy to direct you to lenders that do as well. Feel free to contact me via, phone, text or email anytime.

Thank you
Barb Saccomanno

Remax Main St. Realty
236W. Rte 38 - Moorestown

(856) 313-0088
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Wed Dec 17, 2014
Jackson Willis answered:
It really depends on exactly what needs to be moved and what kind of work the company is going to have to put into it. It could be really cheap to clear a large area, if it's an easy job. At the same time, a small are could cost a lot is there are difficult trees and obstacles involved in the job. You should talk to a few companies to get quotes on your work. That will provide you with the information you need to get your work done as well as possible.
http://www.carlostreeservice.net/services
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Thu Aug 28, 2014
Linda Lorenzo answered:
Easy way to figure this is to go on to an online source like www.mortgagecalculator.com or www.bankrate.com. Another quick way is to just take .06 time the loan and that will give you a rough idea of cost. ... more
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Tue Jul 1, 2014
Amberhinshaw answered:
We bought our house in Pennsauken last fall and used a realtor out of the Cherry Hill ReMax office. His name is Haci Kose and he was great. He knows the area really well as both a buyer and seller and listens to what you want. He was incredibly responsive and reachable throughout the home-buying process. http://www.hkose.remax-nj.com/ and you can tell him Amber on Cove Road sent you :) ... more
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Tue May 13, 2014
Boushra Manab asked:
My husband and i are trying to find a rental in Pennsauken or Collingswood NJ, but we always face rejection because we have a low income (18k). we currently pay ~$900 a month and we have…
0 votes 0 Answers Share Flag
Fri May 2, 2014
Michael Abramsky answered:
1. Pay your bills on time
I know it may seem commonsense, but this needs to be mentioned. The most important step in improving your credit is paying your bills on time. A recent late payment can drop your score 60-100 points, so do yourself a favor and pay on time, every time.

2. Don’t Co-Sign for Anyone
It’s difficult to say no, especially to close friends and family. But if you’re going to improve your credit, you can’t risk someone else ruining all of your hard work. If your friend can’t qualify for a loan without a co-signer, maybe they should work on fixing their credit instead of putting your credit in jeopardy. Fixing your credit is all about taking control, you can’t control whether someone else is going to pay their bills or not, so don’t co-sign for anyone.

3. Keep Your Balances Low
Don’t let your credit card balances sink you. Paying them down doesn’t just make financial sense, but also improves your credit scores. 30% of your credit score is calculated from how well you manage your credit and your available utilization rates. So pay down your credit cards and watch your scores improve.

4. Limit Your Inquiries
Every time you apply for credit an inquiry shows up on your credit file. Applying too often lowers your credit score and makes you look desperate for credit. Limit yourself to one inquiry every 6 months.

5. Be Proactive
If you have derogatory accounts on your credit report, be proactive. Don’t sit around waiting for for 7-10 years for them to fall off your credit history. Get involved, contact the creditors, the credit bureaus, collection agencies, third party furnishers.
Investigate the information in your credit reports and get everything verified, validated, checked, re-checked.

Do some research, read a few books, learn about how the credit system functions, and most importantly learn your rights. You are protected by the FCRA, FACTA, FDCPA, CROA, and many other laws.

If you don’t have the time to do all of your own due diligence, hire a reputable company to represent you and fix your credit.
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0 votes 7 answers Share Flag
Mon Jan 13, 2014
The Rifkin Team answered:
The only issues would be that if it is sold in as is condition. The bank will not know of any issues with the property and if any issues do come up it can be difficult to get your deposit back unless you plan on occupying the property yourself. Best bet is to hire an excellent home inspector. I have some excellent ones that I could refer you to. Im very experienced with HUD transactions. Feel free to give me a call anytime.



Samuel Rifkin
REALTOR
Cell: 609-315-9119
SamSellsNJ@gmail.com
www.SamSellsNJ.com

The Rifkin Team
Keller Williams Realty
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Mon Jan 13, 2014
Abi answered:
Register on credit karma, they will show your current score and you can use there tips to improve score.Its free and there is no catch.

NJ could be bad choice for buying house with 20k income(there property tax is huge so you me not get qualify for most of property) try NY or PA. ... more
0 votes 3 answers Share Flag
Mon Dec 9, 2013
Mary Petti answered:
I echo Debbies reply. Once you get out of school, you will be making more. In the meanwhile, try to SAVE SAVE SAVE as much as you can so by the time you graduate and get your degree, you will have a substantial amount of money socked away for a house and all the other expenses that come with home ownership.

i know it's tough, but it is doable if you set buying a home as another goal !!!

Good luck !!!
... more
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