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Home Buying in Pennsauken : Real Estate Advice

  • All57
  • Local Info1
  • Home Buying21
  • Home Selling5
  • Market Conditions3

Activity 17
Tue Jul 21, 2015
Diane Christner answered:
Real estate agents cannot and should not be commenting on "good" or "bad" areas, by doing so they can find themselves in violation of federal fair housing laws. There are a number of sites that offer crime statistics by zip code, you could try one of those. ... more
0 votes 3 answers Share Flag
Fri Feb 6, 2015
Joseph Pham asked:
Mon Jan 5, 2015
Barb Saccomanno answered:
Hello and Happy New Year!

There are plenty of options when it comes to the structure of your loan. Some areas in Southern NJ even qualify for zero 0% down because they are located in a USDA areas. I mostly work with first time buyer's and would be happy to direct you to lenders that do as well. Feel free to contact me via, phone, text or email anytime.

Thank you
Barb Saccomanno

Remax Main St. Realty
236W. Rte 38 - Moorestown

(856) 313-0088
... more
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Thu Aug 28, 2014
Linda Lorenzo answered:
Easy way to figure this is to go on to an online source like www.mortgagecalculator.com or www.bankrate.com. Another quick way is to just take .06 time the loan and that will give you a rough idea of cost. ... more
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Tue Jul 1, 2014
Amberhinshaw answered:
We bought our house in Pennsauken last fall and used a realtor out of the Cherry Hill ReMax office. His name is Haci Kose and he was great. He knows the area really well as both a buyer and seller and listens to what you want. He was incredibly responsive and reachable throughout the home-buying process. http://www.hkose.remax-nj.com/ and you can tell him Amber on Cove Road sent you :) ... more
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Fri May 2, 2014
Michael Abramsky answered:
1. Pay your bills on time
I know it may seem commonsense, but this needs to be mentioned. The most important step in improving your credit is paying your bills on time. A recent late payment can drop your score 60-100 points, so do yourself a favor and pay on time, every time.

2. Don’t Co-Sign for Anyone
It’s difficult to say no, especially to close friends and family. But if you’re going to improve your credit, you can’t risk someone else ruining all of your hard work. If your friend can’t qualify for a loan without a co-signer, maybe they should work on fixing their credit instead of putting your credit in jeopardy. Fixing your credit is all about taking control, you can’t control whether someone else is going to pay their bills or not, so don’t co-sign for anyone.

3. Keep Your Balances Low
Don’t let your credit card balances sink you. Paying them down doesn’t just make financial sense, but also improves your credit scores. 30% of your credit score is calculated from how well you manage your credit and your available utilization rates. So pay down your credit cards and watch your scores improve.

4. Limit Your Inquiries
Every time you apply for credit an inquiry shows up on your credit file. Applying too often lowers your credit score and makes you look desperate for credit. Limit yourself to one inquiry every 6 months.

5. Be Proactive
If you have derogatory accounts on your credit report, be proactive. Don’t sit around waiting for for 7-10 years for them to fall off your credit history. Get involved, contact the creditors, the credit bureaus, collection agencies, third party furnishers.
Investigate the information in your credit reports and get everything verified, validated, checked, re-checked.

Do some research, read a few books, learn about how the credit system functions, and most importantly learn your rights. You are protected by the FCRA, FACTA, FDCPA, CROA, and many other laws.

If you don’t have the time to do all of your own due diligence, hire a reputable company to represent you and fix your credit.
... more
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Mon Jan 13, 2014
The Rifkin Team answered:
The only issues would be that if it is sold in as is condition. The bank will not know of any issues with the property and if any issues do come up it can be difficult to get your deposit back unless you plan on occupying the property yourself. Best bet is to hire an excellent home inspector. I have some excellent ones that I could refer you to. Im very experienced with HUD transactions. Feel free to give me a call anytime.



Samuel Rifkin
REALTOR
Cell: 609-315-9119
SamSellsNJ@gmail.com
www.SamSellsNJ.com

The Rifkin Team
Keller Williams Realty
... more
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Mon Jan 13, 2014
Abi answered:
Register on credit karma, they will show your current score and you can use there tips to improve score.Its free and there is no catch.

NJ could be bad choice for buying house with 20k income(there property tax is huge so you me not get qualify for most of property) try NY or PA. ... more
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Mon Dec 9, 2013
Mary Petti answered:
I echo Debbies reply. Once you get out of school, you will be making more. In the meanwhile, try to SAVE SAVE SAVE as much as you can so by the time you graduate and get your degree, you will have a substantial amount of money socked away for a house and all the other expenses that come with home ownership.

i know it's tough, but it is doable if you set buying a home as another goal !!!

Good luck !!!
... more
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Tue Sep 3, 2013
Barbara Batavick,Broker Assoc answered:
It depends on how bad. It can be repaired, but just takes time.
0 votes 4 answers Share Flag
Sat Apr 27, 2013
R. Eric Axelson answered:
Hi Vicky, I am well-versed in new construction and would be happy to help you estimate the taxes.

In fact I just sold a home in Pennsauken.

Can you email or call me so we can begin speaking?

R. Eric Axelson, Associate Broker
Licensed in NJ and PA
Kurfiss Sotheby's International Realty
856.617.1212
axelson@kurfiss.com
... more
0 votes 2 answers Share Flag
Fri Aug 10, 2012
Ines De La Cruz answered:
Hello Cream,
Thank you for your question.
Your loan officer will be the one that should be answering this question. There are many variables that come into place.
How much downpayment you will be putting down? Your credit score?
Will you be approved for FHA, Conventional or FHA? What are the property taxes on the home? Etc.
Let me know if you do not have a loan officer and I will ask one of the loan officers in my circle to call you and get you preapproved you so you know prior to start looking for your home.
Best Regards,
Ines De La Cruz
RE/MAX Connection
www.inesdelacruz.com
... more
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Thu Jun 7, 2012
Barbara Batavick,Broker Assoc answered:
As long as attic has separate access, not into another bedroom, like in a cape cod where you walk up directly into attic space. Also, bedroom must be a true, fully functional bedroom, not just a division of space. If it is a real bedroom then the home could be considered a 4 bedroom home. Price will vary depending upon location. ... more
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Wed Sep 7, 2011
Robert Greenblatt answered:
Hi Miguel. The home is not currently listed for sale. The foreclosure process here can take 2 years. Here are some homes in the are which may suit your needs.
http://www.southjerseyhouseseller.com/listings/propertytype/SINGLE/minprice/200000/maxprice/350000/areas/46530/

Robert Greenblatt
Keller Williams Realty
856-575-1818
... more
0 votes 2 answers Share Flag
Mon Aug 16, 2010
Ines De La Cruz answered:
Hello Tom,
Thank you for your question.
I just had an investor client who bought in Pennsauken.
My best advice is be nice as usual. Everytime I called I was very appreciative of the answers received.
Follow their instructions and write down the name of the people you talked to. If there any issues or questions call that person.
Willingboro and Pennsauken are some of the most detailed inspection I have seen.
Good luck.
Ines
... more
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Wed Mar 18, 2009
Rochelle Yanchyshyn answered:
917 is Pending at 114,000. 328 settled at 180,000 and 430 is still active at 123,000. What exactly are you looking for?
0 votes 1 answer Share Flag
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