Welcome to Arizona (almost).
If you are looking for pine trees and lakes besides Payson think about Flagstaff, Prescott, Springerville, The White Mountains. Mt. Lemon (Tucson). There are also some other moderate elevation locations ike Patagonia and Elgin (birdwatchers).
Depending where you choose, I can refer you to the right person.
Jeff Masich, Realtor
Arizona Homes and Land