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Paterson : Real Estate Advice

  • All107
  • Local Info13
  • Home Buying24
  • Home Selling2
  • Market Conditions7

Activity 82
Mon Oct 30, 2017
Andre Clay asked:
Fri Sep 9, 2016
Mariyaluci answered:
Different markets have different rules- but in my local market a buyer cannot move into a property until they have an occupancy permit. I know I would not want to close on a house that I was not allowed to move in to.

Without a Certificate of Occupancy , the buyer's lender will not fund their loan. A lender needs to see proof that the unit is ready for occupancy and the certificate serves that purpose. Specifically, it documents the property has met all local building codes and standards and at that moment in time, does not present a health and safety issue to the occupants. The underlying concern from the lender's stand point is the certificate reasonably confirms that if they have to foreclose later on, the lender will likely not have to deal with bringing the property up to code.
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Wed Jul 27, 2016
Angelica P answered:

We’re excited you’re using Trulia for your home search process. We are a real estate search engine so we don't represent the homes found on our site. Please follow these steps to begin your home search:

1. Click the 'Rent' tab at the top of our homepage.
2. Enter your desired city and state in the search bar and hit Enter.
3. Click 'Max Price' to select what your highest price would be to pay for a home. Click 'Min Price' to set the lowest price you would pay.
4. Click 'More Filters'.
5. Select your preferred property type, square footage, etc.
6. Click the red 'Apply' button.

This will begin to pull up listings that are more tailored to what you are looking for.

If you are interested in a listing, click on the "Contact the agent" button to get in touch with a real estate professional in your area. You can also take advantage of our vast network of agents here:

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Thu Jun 2, 2016
dietmajik02 asked:
Sun Dec 27, 2015
Lewwrd asked:
Sat Dec 19, 2015
Dan Tabit answered:
580 is the lowest some lenders will consider, but not all. Paying down your debts while leaving your credit cards open will improve your scores.
Lenders use the middle score of the lowest scoring borrower from the credit reports they obtain on their own. You may find that the scores you have and the ones obtained by a lender are the same.
Please don't jump as soon as you hit 580. The odds of getting approved at the bare minimum are low.
Resolve your issues, pay your bills on time, have low to zero balances, use credit but pay it off monthly for items you need to buy anyway.
Some lenders assist with credit repair as part of their service. There may or may not be a fee for this. Find a lender who does and you'll make more progress faster.
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0 votes 1 answer Share Flag
Sun Apr 26, 2015
jasmine johnson answered:
its a shame how bad these apts are living in death cithy and they charge so much. all you guys care about is the money, you live good you don't fix any thing and and people pay for you to help them find an apt all you is take they money u need to be reported and on the news scamers .you fine one or to apts thats as already in the paper or some has taken months and you still have on your list then they 50 or more for applican fee scam scam scam you help no one but your pocket i paid years i found own. then you should apt that you would't your dog sleep in .if you should people then they should be liveable and the city inspectors are a joke they for who they any paterson is a horrible to live and that just one of nj worst no support not even some of your family no love in people just hate all around the world. ... more
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Sat Feb 7, 2015
Jeanne Feenick answered:
....with the assistance of the best real estate agent and mortgage rep you can find. You will be well-served!
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Mon Jan 12, 2015
You should contact your Wells Fargo Loan Officer. The type of property (Single Family, Multi Unit, Condo). Also, the loan amount will come into play. If you would like a quote for a comparision. Please contact me at 609-504-7010. I am a licensed NJ & PA Banker. I have 16 years lendign expience. I just settled a Denville purchase in December ad you will find we do a good job.
NMLS 189104
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Sun Jul 27, 2014
Acostac11c asked:
This question was asked from…
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Thu Apr 24, 2014
Maria Tsabrova Buyers Rebate answered:
You also have a few options to list on MLS and other websites like Trulia and Zillow but never pay a commission of 5-6%. First, a discounted service - we sell your house and you pay only 3.5%. Second, we list for you for a flat fee of $395, which includes one agent hosted open house and you do the rest of the sale yourselves and do not owe us any commission. And what is also important we give you an option to cancel your listing anytime- no obligations! A wonderful program for those who are comfortable with FSBO and needs to sell faster! ... more
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Tue Apr 15, 2014
Carey Lambert answered:
Hi Sonya!
Short sale properties can be very tricky so it is important to have the right people helping you along the way. Are you working with an agent yet? If you need help we are more than happy to refer you to one of the TOP agents in your area to make your transaction go as smoothly as possible. Give us a call at (504) 382-4663 if we can help.
Have a great week!
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Thu Mar 27, 2014
Jim Chen answered:
File an appeal with an attorney you hire or you can do it yourself through the City of Paterson, New Jersey / Tax Assessor
0 votes 1 answer Share Flag
Mon Mar 24, 2014
Maria Villagra Sura asked:
Sat Jan 25, 2014
Nader Rezai answered:
Be very careful, there are people fishing for information online. I have had my rental listings advertised by others, and directing potential tenants to send deposit monies to them. Only work with reputable Realtors. ... more
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Thu Dec 19, 2013
Ed Beck answered:
It does not appear to be.
0 votes 1 answer Share Flag
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