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Home Buying in Panama City Beach : Real Estate Advice

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  • Local Info14
  • Home Buying113
  • Home Selling4
  • Market Conditions20

Activity 99
Saarnoldbhm, Home Buyer in New York, NY
Sun Aug 14, 2016
Saarnoldbhm answered:
Although you asked the question two years ago and it is doubtful that you still want an answer, I will go ahead and put my two cents in just in case anyone ever has the same question. Dunes of Panama is nice, but they have a history of management problems. Currently they are charging guest $35 per person per day to use the pool! Their HOA fees are high and in my opinion should be avoided. Grand Panama is also nice, but you are across the street and most families want to be directly on the beach. Seychelles is very nice and probably the most affordable of the newer condos on the beach, though the amenities are few. A plus for Seychelles is that they include the electricity in the HOA fees.
Celadon is also nice and a good value.
I really like Splash and Tidewater. Treasure Island is quite nice, but pricy.
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Jm1class, Home Buyer in Panama City Beach, FL
Tue May 17, 2016
Jm1class answered:
Looking for a "Rent to Own" or "Owner Finance" Property. Would like to have 3 bedroom, but must have 2 bedroom minimum. Short term before I will pay off and have financed once our home sales. Looking for something ON the beach or just within blocks.
Jm1class@gmail.com or 706/681-5488
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Bahamawannabe, Home Buyer in Panama City Beach, FL
Sun Apr 3, 2016
Bahamawannabe asked:
We have not put this property up for sale and own this property outright. email answer at bahamawannabe@yahoo.com or phone 803-439-0073
0 votes 0 Answers Share Flag
Five Stars, Real Estate Pro in Jacksonville, FL
Mon Jan 18, 2016
Five Stars answered:
USDA is a very popular choice around Panama City. Many locations are still eligible for 100% financing. Please see the web reference link below for more information.

Five Stars Mortgage
Florida's Home Loan Resource
7 days week - 9am-8pm
Ph: 800-871-2636
www.FiveStarsMortgage.com
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Samsonhayes, Home Buyer in Dunedin, FL
Mon Nov 16, 2015
Samsonhayes asked:
I'm thinking of buying a home that would be a complete rebuild -- completely gutting the house. It is a great location but the house is in horrible shape. Can anyone give a ballpark estimate…
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Notajerklike…, Home Buyer in Panama City Beach, FL
Sat Nov 7, 2015
Notajerklikeyou asked:
Someone who has a nice property and wants it impeccably taken care of. Working couple in early 60's, non smokers, non drinkers, clean and honest.
0 votes 0 Answers Share Flag
Judywilkerso…, Home Buyer in Panama City Beach, FL
Mon Sep 14, 2015
Judywilkerson2616 asked:
Christine Pa…, Renter in New York, NY
Wed Apr 15, 2015
Christine Paugh asked:
destin florida rent up to 1200 can show proof of income has not changed in 5 years will stay the same when we move just need help
0 votes 0 Answers Share Flag
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Thu Mar 26, 2015
Simon Campbell answered:
You would not need to worry about a meth lab in a condo. Think the neighbors would notice that! But you do need to consider the cost of the HOA dues. All condos will have monthly dues. This can add hundreds of dollars on top of your mortgage and insurance payments. ... more
1 vote 1 answer Share Flag
jnorris2013, Home Owner in Panama City Beach, FL
Fri Mar 20, 2015
jnorris2013 asked:
Prefer 2br, 2ba. I have arthritis and these seem hard to find there. Do they not have anything like this for retired people that don't want stairs...... Houses are a possibility also.
0 votes 0 Answers Share Flag
Diane Christ…, Real Estate Pro in Sarasota, FL
Sat Feb 7, 2015
Diane Christner answered:
You did not have an agreement in writing so yes, the seller can change the list price if they wish to do so. Moral to the story - always put your offer in writing if you truly are interested in a property. ... more
0 votes 4 answers Share Flag
Patricia Rue…, Home Buyer in Sanibel, FL
Sat Feb 7, 2015
Patricia Rueckert answered:
condo owner PCB

I have a beautiful penthouse condo right on the beach that would consider renting to you.

Patricia
0 votes 3 answers Share Flag
jfjfjfjf jfj…, Real Estate Pro in Seacrest Beach, FL
Sun Nov 16, 2014
jfjfjfjf jfjfjfjf answered:
It all depends on the HOA rules and bylaws. If they are allowed, then you will need to apply for the proper permits before building the fence.

Let me know if this was helpful!

Michael Janik
Pelican Real Estate and Development
Cell 850-768-9556
Email michael.janik@pelicanproperty.com
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0 votes 1 answer Share Flag
Patricia Rue…, Home Buyer in Sanibel, FL
Sun Nov 2, 2014
Patricia Rueckert answered:
This unit is in Majestic Beach Resort, not Long Beach!
0 votes 4 answers Share Flag
Christopher…, Real Estate Pro in Panama City Beach, FL
Fri May 23, 2014
Christopher Arnold answered:
Waterhaven was renamed after someone purchased the remaining inventory of the failed preconstruction condominium named Magnolia Plantation. The developer was foreclosed on and it went back to the bank where a new investor purchased it. This is neither good nor bad for a new buyer. This condominium has great finishings and appliances. It can turn into a great area if the right type of clientele show up, but that is a big if. There are a couple of concerns I would have if I were considering purchasing in a project that originally failed like this.

The first is the condition of the condominium association. Is there money in the operating and reserve account? Is the reserve account properly funded?

What percentage of the condominiums is owned by individual owners? There are a number of condominium projects in the Panama City Beach area that were built off the Gulf of Mexico. Most failed and turned into glorified apartment complexes. Are you comfortable owning there if most of the occupants turn out to be renters?
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Terry McCarl…, Real Estate Pro in Cape Coral, FL
Wed Apr 9, 2014
Terry McCarley answered:
Both concrete block homes and wood frame homes can get termites. A wood frame home will cost you less as far as purchase price goes but insurance usually cost quite a bit more on a wood frame home than it will on a concrete block home. ... more
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Terry McCarl…, Real Estate Pro in Cape Coral, FL
Wed Apr 9, 2014
Terry McCarley answered:
Review the insurance coverage the association carries and also review the coverage you carry for things such as contents. If you aren't carrying your own policy you should certainly check into it. ... more
0 votes 6 answers Share Flag
Christopher…, Real Estate Pro in Panama City Beach, FL
Wed Apr 9, 2014
Christopher Arnold answered:
You can usually find the association dues in each listing. Different buildings association dues will cover different things. Generally they are all fairly similar. Here is an article that breaks out the association dues and all the other cost you will see when purchasing a condo.

http://www.panamabeachrealty.com/what-expences-come-with-a-condo.html
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