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Market Conditions in Panama City : Real Estate Advice

  • All145
  • Local Info6
  • Home Buying49
  • Home Selling6
  • Market Conditions11

Activity 14
Sat Jan 31, 2015
USMortgageRanger answered:
Would you like to get approved and make that offer on this home before someone else snatches it up. The first part of home buying is getting APPROVED by a Lender who has done their due diligence as to your ability to repay the loan and not cause you financial harm. We here at The Federal Savings Bank would like to introduce you to our H.E.LP.P Home Loan Purchase Program where we underwrite and approve your credit income and assets without a specific property. We will then issue a letter of commitment to lend based on the selected property meeting the underwriting guidelines. This letter lets sellers and Agents know you are serious qualified buyer and they will be more enthusiastic to work with you.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
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Tue Nov 26, 2013
John Bennett answered:
Nancy, just think for a moment or two. . . . . . so here sits a very good looking home, $31,000 for a $200,000 home.
What just what happens???? might someone offer $32,000? then someone offer $52,000 and why just why would seller sell a $200,000 for $32,000 or $52,000???? Hello might one get a offer near or at the value?????

Nancy, I want to buy your $20.00 bills for $2 bucks. All you have!!!!!
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Thu Nov 7, 2013
Sven Thompson answered:
Mon Sep 30, 2013
preach3434 asked:
This question was asked from
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Mon Aug 5, 2013
Alison Hillman answered:
My name is Ali and I am Trulia’s Community Manager. I was a bit confused by your question in Trulia Voices, can you please provide a bit more information and I would be happy to try and help you- or find someone else who can.

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Mon Jul 22, 2013
Annette Lawrence answered:
Prepare you argument by presenting current comparable sales within the past 90 days and
- identfying those that were sold in a distressed situation.
- Profile the community to establish the % of homes at risk.
-Trend values from 2008 to ytd.
- Adjust tangible assets between comps
Then make a purchase offer based on the data.
If you are wrong someone else will more in.
If you are right, nothing says so like success.

Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Plam Harbor, FL
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Sun May 12, 2013
norte.4 asked:
This question was asked from
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Thu Apr 4, 2013
Pam Mathis answered:
The homeowners fees on this unit are $900.00 semi-annually

I would be more than happy to provide you with any additional information that you may have on this or any home that you find. If I can help in any way, please feel free to email me directly at

Pam Mathis, Realtor
ERA Neubaurer
229-563-6088 Cell number
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Thu Feb 28, 2013
Jason Stephens answered:
How big of a house are you going to build? The average cost per sqft to build in Seacrest Beach at the moment is $145 per sqft. It will be cheaper to build than buy an existing home unless you get a deal on a short sale. Not many of those left. If your lot was by the pool or adjacent to 30a then you stand to make good money when you sell it. If your lot is closer to the back of Seacrest Beach you will still make a little money buy building. I wrote an article that breaks down the prices of the lots and houses in the different areas of Seacrest Beach. This may be helpful. ... more
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Wed Jan 30, 2013
Jenni Dudley answered:
Hi mom!! I will be happy to help you get this information but I need to be clear on when you were wanting to rent. Were you needing the rental at the end of the year after you retire or sooner? Please call me at 850-866-6971 so I can better answer your question. Thank you, Jenni ... more
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Sat Jan 26, 2013
Vivian & Mike Foate answered:
That unit has sold. the Condo fees were reported to be $310 Monthly.

Please let us know your thoughts or if you have any questions, need more information on any other property or if you have any concerns.

Thanks and have a GREAT day!

Kind regards, Mike and Vivian Foate

Search the MLS!

Read What Our Customers Have To Say!
Mike's Cell: 850-596-4236
Vivian's Cell: 850-814-2372
Mike and Vivian Foate-REALTORS®
Prudential Shimmering Sands Realty, Inc.
7923 Panama City Beach Parkway
Panama City Beach, FL 32407 - Loans That Change Lives! Make a loan and change a life!
See who we have loaned to:
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Tue Jul 24, 2012
Seaportcynthia answered:
32408 for single family homes has been rising since mid-April. YOY in May rose over 4.5%. Still there seem few ways to learn what the sales prices are, as there doesn't seem to be a requirement for reporting sales at the tax assessor's. Many home's sales prices don't make it on the solds (even if in escrow for short periods) or when they are sold in foreclosures ... more
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Thu Jun 26, 2008
B Harris answered:
I live in the Nautilus Cove Condo complex in Panama City Beach and I do not recommend anyone buying here (see: ) but the PC/PCB area is nice and the amount you have available to spend will get you a nice condo. When I looked I didn't seriously consider anything along Front Beach Road due to how tacky it is to have a expensive condo across the street from some T-shirt store. Yeah you might get a good view of the ocean but do you really want to live among all those little hole in the wall stores and the one lane in each direction traffic? Buy something a bit inland or one of the condos actually in PC itself. It is a good time to buy with the market in the toilet. Many sellers would be happy just to get their money out of their properties. I know here at Nautilus Cove the developer has about half his 168 units unsold and now he is renting them out and advertising the place as "Nautilus Cove Apartments". Very disappointing to spend 170k on a 3/2 CONDO and suddenly find out you are actually in a Rental community.

B Harris, unit 708
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Sun Jun 22, 2008
Bill Eckler answered:

This is a great time to consider buying a home. Prices are down, sellers are motivated, and interest rates are favorable. And the best part is, with good negotiation skills, you may be able to arrive at a price that will be below the bottom. Or at least provide a cushion should prices slip a little more.

Good luck,
The "Eckler Team"
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