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94303 : Real Estate Advice

  • All19
  • Local Info0
  • Home Buying8
  • Home Selling1
  • Market Conditions1

Activity 17
Sat Feb 18, 2017
Gregg Pomeroy answered:
Hello, I may be able to help you with this.

I would need more details.

We have a lot of different mortgage programs.

You can contact me if you would like help. I'm available almost 24/7. ... more
0 votes 1 answer Share Flag
Wed Jun 29, 2016
Tamishahelms answered:
Good information, I was fascinated by the facts , Does anyone know if my business might be able to grab a template CMS-40B form to type on ?
0 votes 11 answers Share Flag
Fri Jun 5, 2015
Sam Shueh answered:
In a nut shell, that depends on your requirements. $125 to 150/sf not including cabinets. Suggest you go to City Hall see if you can even build an added on.
0 votes 1 answer Share Flag
Mon May 12, 2014
Cindy Davis answered:
Good Morning Penny,

Here is a link to Trulia's help center:

Good luck!
0 votes 1 answer Share Flag
Thu May 1, 2014
Derrick Gobin answered:
Depends on the Landlord, however increased deposits usually helps and enrollign in a credit clean up program will also aid in renting.
0 votes 2 answers Share Flag
Thu Jul 26, 2012
Grace Hanamoto answered:
Hi Soon Keum and thanks for your question.

First, please understand that there is no discrimination exercised by lenders in providing loans. In fact, it is the bank's inability to discriminate between buyers who can and those who cannot pay for a loan that has caused many of the defaults today. Despite government incentives to help owners by lowering interest rates and or increasing loan repayment periods, many of the same people who were given relief have defaulted on the new loan under modified terms. The end result is that banks have become more strict in their lending rules and are providing loans only to those home buyers who have adequate down payment, income and credit scores to ensure repayment without default.

While I sympathize with your situation if, indeed, you purchased a home in East Palo Alto and have not been able to refinance the current loan, the banks are working diligently with homeowners to provide you with a means to short sell the home without facing income taxes on the forgiven loan if you qualify. Some banks are even investigating the possibility of renting a foreclosed home back to the previous owner. As far as making banks give loans to buyers or owners who do not qualify under the current circumstances, neither the FHA or HUD, both of which are departments administered by the federal government, will do this as it was the reason the marker collapsed in the first place.

Lastly, if the home has already been foreclosed by the bank to a trustee service, the $3,000 incentive Is an incentive from the bank to be used to help the owners move from th premises. I know it can be painful for anyone to lose a home, but sometimes making a decision to move away from an unmanageable financial burden is the best way to repair your credit and find a less stressful living situation.

I wish you good luck in the future.
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0 votes 5 answers Share Flag
Fri Dec 3, 2010
Melia and Oliver Indra answered:
Tue Oct 19, 2010
Anna M Brocco answered:
Much will depend on the individual landlord and the cause of eviction--you can consider pre-paying rent in addition to extra security--as for a co-signer--again it will depend on the individual landlord. ... more
1 vote 2 answers Share Flag
Thu Nov 12, 2009
Brad Gill answered:
I’m having trouble understanding your question so I will assume that the $5k is referring to a “bid” price on a foreclosure property.

If my assumption is correct, then the “bid” foreclosure property must be listed on a third party information website such as Yahoo homes, HUD homes, or even foreclosure radar possibly. I have found plenty a property on these websites that advertise foreclosures at incredibly low prices, such as the $5k bid price you may be referring to. The problem is that these prices are wrong, the $5k is referring to the total amount of past due payments owed the foreclosing lender (which may be being reported by the first or even second lien holder).

The point is that a third party information system, whether online or not, is just that, a third party and not a party to the foreclosure. This means that they may not have accurate or updated information.

The most accurate foreclosure prices, or starting bids, will come directly from the banks themselves and passed through their third party trustee who will take the property to auction. The only way to get this information is either to attend the foreclosure auctions, happens daily at the county court steps, or subscribe to a third party service that gets the information directly from the trustees and banks themselves.

If you are seeking the most accurate foreclosure information then you may wish to contact a real estate professional in your area who may be able to guide you to a local resource.

And when it comes to purchasing foreclosures, not doing your research on the property, whether it is title related or property condition related, can end up costing the investor a substantial amount. This is why it is so important to always be represented by a real estate professional with the knowledge and ability to assist you with your real estate goals.

Brad Gill, Realtor (#01385310)
Cell 408.204.7699
Eagle Properties Group, Your San Jose Real Estate Solution
... more
0 votes 1 answer Share Flag
Tue Oct 27, 2009
Norman Alessandrini answered:
Well you have gotten some good areas to look from the other agents. As we don't know your price range, but you can't afford P.A. I would suggest less expensive areas like North San Jose, Milpitas, Fremont, as well as the other mentioned areas Santa Clara, Sunnyvale, and Campbell. If you need help with your search just log onto my web site and go from there or email me with your needs and wants and I will set up the search for you.
I hope this helps, as always feel free to contact me with any questions.

DRE# 01397256
... more
0 votes 6 answers Share Flag
Tue Nov 4, 2008
Pa_home_buyer answered:
Hi arn,

I agree with your view on real estate in palo alto. I am actually a prospective buyer in the $3M range, but believe a correction is due in this price segment. I am currently renting until I get visibility to pricing in this range.

In your estimation, how much could these homes fall if there is a prolonged downturn in silicon valley? The most credible reports I see on semiconductor sales activity predict a slowdown through Q3 2010. Thus if stock equity is under pressure for ~2 years, how much would you expect Palo Alto to fall? I am willing to pay $3M but want to purchase a home at fair price from an appreciation historical context.
... more
0 votes 5 answers Share Flag
Wed Oct 29, 2008
David Tapper answered:
No. Lenders are looking to sell them and get them off their books. If you are looking a good rental agent who is patient and has lot's of contacts, give Fay the Rental Queen a call. 650-455-6072 or

Good luck,

Dave Tapper
... more
0 votes 2 answers Share Flag
Thu Oct 2, 2008
David Tapper answered:
Let the termitie companies know that if they do not take care of the problem, you will take them to small claims court, but more importantly report them to the pest board. Google the board that licenses them or email me and I will get the info for you.

Good luck,

Dave Tapper
... more
0 votes 3 answers Share Flag
Thu Oct 2, 2008
Bill Eckler answered:
On the issue of why MLS # 80837283 is not shown on Trulia, this is a matter best directed to your real estate agent. They will best be able to expadite the matter.

Regarding open houses, Trulia does not advertise them at this time. You might try

Good luck
... more
0 votes 2 answers Share Flag
Fri Sep 26, 2008
Bill Eckler answered:

Our recommendation is to seek the guidance of a skilled real estate professional to assist you in this venture. They will be able to provide you with property to preview, arrange viewings, and walk you through the process, step-by-step.

Good luck
... more
0 votes 4 answers Share Flag
Fri Jul 4, 2008
Guru Toor answered:
General Opinion, I reckon, should not be the reason for you to buy a home in East Palo Alto. You are going to get personalized replies. Buying in any locality would be dictated my many factors, e.g. Price, commute, appreciation, weather, community features, schools, affordability, traffic, noise, crime rate, proximity to any thing that interests you, like relatives, friends, hospitals, churchs etc etc. All these features as they relate to you and your NEEDS.

It alwasy helps to sit with a Realtor. He could walk you through the selection process and gradually zero onto areas that could be suited to yours and your families needs.
... more
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