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Palmerton : Real Estate Advice

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  • Local Info1
  • Home Buying8
  • Home Selling0
  • Market Conditions2

Activity 16
Thu Aug 31, 2017
grantrebecca18 answered:
Fri Mar 24, 2017
Jeanine Rich D'andrea asked:
Mon Feb 3, 2014
Chad Fritzinger answered:
There is currently one lot available in Residence Park Palmerton, Pa. Give Chad Fritzinger a call for more information 610-377-8000.
0 votes 1 answer Share Flag
Tue Sep 3, 2013
Chad Fritzinger answered:
Credit Counseling may be a good way to go as well. The company I work with charges a minimal fee and has taken some of my clients up 30 points in 3 months. Contact me for more info.
Chad Fritzinger
Koehler Marvin Realty llc
610-377-8000
www.kmarvin.com
... more
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Wed Apr 10, 2013
Nicci Fritzinger answered:
There are several homes being built in Mahoning. There was one that just finished, and a few well on their way.
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Sat Mar 23, 2013
Stephen Walden answered:
A lot depends on what "so-so credit" is. I would suggest you contact a reputable mortgage company (I have recommendations if you need them) and get pre-qualified. There is usually no cost or obligation to do this and the lender will tell you what you can buy or how to fix your credit to buy in the near future.
Any other questions, please call me at 610-390-3275.
Steve Walden
Real Estate Consultant
RE/MAX Real Estate
... more
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Fri Jan 4, 2013
answered:
Hello Chad,

I work with credit challenged buyers. I do offer FHA loans for 560 credit scores with 10% down.
I have found that the closer you get to 500 the harder it is to fix. A 500 score basically means nobody has been paid and it may take 1 to 2 years to fix. That being said every credit report is different and has to be reviewed on their individual merits or lack of them!

Regards,
Alan Openshaw
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960

IMPORTANT: someone has been using our company identity as a front for a lending scam for unsecured personal loans. Please call 215 953 0800 to verify the identity of anyone claiming to be from our company.
... more
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Fri Jan 4, 2013
Chad Fritzinger asked:
Sun Sep 30, 2012
Ryan Smith answered:
Definitely in my market place. Investors have dominated the area and with low inventory it has pushed prices up. Many say this will change after the election, it will be interesting to see. ... more
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Tue May 29, 2012
answered:
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible economy, you have a low credit score and you have a dream of buying a home, here's some simple advice for you.


It is unlikely you could be approved for mortgage financing with that credit score at this time.

Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website http://www.consumer-action.org/.


Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE. http://www.ftc.gov/bcp/edu/microsites/moneymatters/dealing-w…


The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.


Trevor Curran
NMLS #40140
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Thu Jul 28, 2011
Marie Fiermonte asked:
I only have 1000 to put down. I would consider more if someone would work with me.
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Fri Jun 24, 2011
Annette Levinson answered:
The seller is responsible if they knew or should have known that the tank was there and didn't disclose to you if they didn't pay you $500 at closing with a waiver. If you accepted the waiver and money you are responsible. I am assuming that the oil tank is not in use. How is the house heated? Usually in Massapequa it is oil based heating system. Do you have an oil burner i8n the house? ... more
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Thu Mar 10, 2011
Cheryl McDonald answered:
Check out www.manta.com, it's a list of 23,838,698 U.S. companies and you can also search International company profiles and company information. You can start by narrowing down your search criteria by Industry, then by Date if was Started, the Company Revenue, number of employees and so on.

You can browse for free...I think it's pretty interesting.

Good Luck - Hope it works out for you... ; - )
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Fri Oct 23, 2009
Stribula answered:
There is a 5+ acre lot in Jim Thorpe that is very private and priced at $75,000. 8 maple shade drive.
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Fri Jul 31, 2009
Melissa Falcone answered:
Good Afternoon Marie,
First is the need to work on your credit score. When having a foreclosure and if you maintain a good credit history following the foreclosure, your credit score should improve as the years pass. The key is maintaining good credit post-foreclosure. You want to improve your credit score not only for home lending purposes, but for many other credit/lending reasons.
Your first step should be to obtain a copy of your tri-merge credit report. you will need reporting's from the three major credit bureaus, Equifax, Experian, and TransUnion. Please take a look at the Federal Trade Commissions website link I have posted below. This site explains your right and directions on how to get it as you have the right to a free copy of your credit report once per year. The actual report is obtained through www.annualcreditreport.com. Review your scores and your history. Make sure all reporting creditors are for you and not belonging to someone else. If there are any outstanding judgments, collections, etc., make sure they are rectified by calling that specific creditor. Keep a copy of any receipts as if it is not wiped off your credit after 30days, you may have to send copies of that receipt to each credit bureaus.
Second, my question would be how long ago was your home foreclosed upon? The reason I ask this question is because typically the lender will not considering loaning you money until after 3 years from the date of foreclosure.
I hope this helps!
... more
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