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Financing in Palmdale : Real Estate Advice

  • All340
  • Local Info43
  • Home Buying106
  • Home Selling6
  • Market Conditions13

Activity 10
Wed Nov 1, 2017
Frank S. answered:
Hello Jalvaleo, it may depend on the date of purchase as the FHA PMI now stays for the life of the loan. What interest rate do you currently have as we may be able to do a streamline refinance that lowers your rate and payment. Check out the web reference below... ... more
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Tue Jan 26, 2016
Johnny James answered:
Sun Jul 12, 2015
Hwa Jurong answered:
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... more
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Tue Aug 19, 2014
Johnny James answered:
Hi Natalie, to start with take a Homebuyer Education course. Most are free and they are the starting point to qualify for any 1st Time Buyer Programs. Some of the benefits are down payment and closing costs programs. Good Luck. ... more
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Tue Aug 19, 2014
Johnny James answered:
Thu Nov 15, 2012
Lenderchris answered:
Good points made by Jennifer and Jacob. Remember that mortgage guidelines recently changed in the past 18 months with the influx of foreclosures, etc. Back in the early nineties people said they were going to rent existing home in order to buy another home, as soon as escrow closed they moved out of other property where value had dropped and let it go back to the bank, usually without even attempting to rent out, etc. Now you must have 25% equity in your current home to not have mortgage payment be counted against you. Otherwise, proposed mortgage payment and existing will be counted against you in qualifying. This is what has kept some out of the market. Decide what the motivation to purchase is. As an owner occupant, investor, etc. Good luck! ... more
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Thu Nov 15, 2012
Johnny James answered:
Work on building your credit and use your co signer to help your purchase your home. Good Luck
0 votes 2 answers Share Flag
Sun Oct 7, 2012
Lisa Miller answered:
Hello Pamela

To answer your question, it all depends on the type of financing that works best for you. Factors such as, do you need down payment assistance or do you have money saved will contribute to what type of loan works best for you. It is a good idea to contact a Realtor and or Lender to see if you qualify.

I hope this helps, and if you have any other questions, please don't hesitate to call

Lisa Miller
Century 21 yarrow & Associates
... more
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Fri Apr 16, 2010
The location of this link may be less confusing...
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