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Home Insurance in Palm Springs : Real Estate Advice

  • All451
  • Local Info27
  • Home Buying155
  • Home Selling16
  • Market Conditions27

Activity 2
Mon Jan 9, 2012
Louie Shell Norwood answered:
Unless you qualify for a VA loan which is 100% financed you will have to come in with a down payment. However, there are many programs that you can investigate that have certain guidelines, i.e,. you can't make more than $75,000 a year, etc. Best to check with your qualified loan agent. And if you are buying a foreclosed or bank owned property, you can always ask the seller (bank) for assistance in non-recurring closing costs.
Joyce Virtue, Broker Associate
Five Diamond Properties
Ca Lic 01155911
760 861-1442
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Wed Sep 28, 2011
Joe Woods & David Hitt of the Woods-Hitt Team answered:
When you purchase a home property taxes are 1.25% of the purchase price per year. They're also paid in two yearly installments. As far as homeowner's insurance you can call my partner who is an Allstate Agent and they can assist you with that information. His name is Michael Pohl Allstate Insurance 8183774121

One thing to be aware of, if you are getting a loan your loan specialist with provide you with an Good Faith Estimate that will detail all of the pertinent costs including taxes and insurance.

Please keep us in mind when you are ready! We'd really appreciate it. We have 25+ years combined experience.

However, even if you don't use us feel free to contact us if you have any more questions. We are here to help.
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