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Home Buying in Palm Springs : Real Estate Advice

  • All452
  • Local Info27
  • Home Buying155
  • Home Selling16
  • Market Conditions27

Activity 180
Mon Nov 13, 2017
Mark Gutkowski answered:
Betty, there is wind in Palm Springs, and the answer is that it CAN be a real issue. :-) It depends on your sensitivity to wind. On my website, www.markgps.com, I have a wind map. It shows the areas that most effected in Palm Springs. The primary months for wind are April through June. The rest of the year, there can be days that are very windy, or just breezy, or nothing at all. When it's windy, you can have days where there are sustained winds from 30 to 50 miles an hour all day long. Lawn furniture can get moved around, umbrellas will definitely get knocked over. Having an outdoor function can be difficult, unless your house is oriented in a way that protects an area from the wind.

The closer you are to the I-10, the more the wind will effect you. That is why the windmills are located along the corridor along the I-10 into the valley. The depression in the mountain range where the highway comes in is a natural passage for air exchange. When I lived on the North end of town, I looked at the wind as "a season." The south end of town was often less windy, and if I wanted to get away from the wind I would go out to dinner with the family down in South Palm Springs. That said, South Palm Springs get's it share of wind too. However it simply isn't as common. That is one of the reasons housing prices are higher to the south of town, and closer to the mountains.
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Mon Oct 23, 2017
Densilucy answered:
Finding a Lease to Purchase home can be very difficult if you are not looking to put any amount as security deposit or down payment.

The first step is to tackle your low credit score. Bad credit or no credit can be fixed over time, provided you are committed to doing so.

Here are some of the most common features of lease to purchase terms:

1. The amount of Down payment expected by the owners can be substantial. Most owners generally ask for 10% to 20% of the purchase price. This amount is non-refundable.

2. The amount charged as monthly rent is much above the fair market rent for the area, with the only the excess amount going towards the house purchase. Even this is also not refundable.

3. If not qualified for financing at the agreed upon time and price, then you lose all money you've put into the property so far.

4. The sale price is usually agreed upon at the beginning of the rent to own contract, and the housing prices may still decline before you finally take ownership.

5. The owner must also properly pay their mortgage, if they own. If they fail to pay or default, you lose.
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Tue May 2, 2017
Kathy Burgreen answered:
You need to understand that realtors and lenders are prohibited from discussing crime, school quality, demographics, religion, etc. because it violates Federal and State Fair Housing laws.

Therefore, you will need to do your own research. As a former realtor I always advised clients to visit or call the local police departments, use the Census Bureau's website - http://www.census.gov, visit the local schools and have the Parent Teacher organization contact you, visit local parks / playgrounds and speak to local residents and be at the local elementary schools during morning or afternoon drop off / pick up when parents are dropping off or picking up their children. Parents LOVE to talk about their school, neighborhood, etc. They will give you the latest information regarding crime and everything else you need to know.

I don't recommend any of the websites that realtors suggest (listed in Sheryl's reply below). These websites get information from either the Census Bureau or other public websites. They are not accurate but just to serve as a guideline. Realtors recommend them because they are so nervous about violating Fair Housing laws and losing their license. So to realtors, this is an easy out.
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Wed Apr 12, 2017
answered:
Hello Gene, if you figure out what cities or zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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Sat Mar 25, 2017
answered:
Hello bobinbaywood, you may have set it up wrong? If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Do you have down payment and closing costs or do you need down payment and closing costs assistance programs?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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Mon Oct 17, 2016
Sharon.wilson4 asked:
want to search an area that includes several cities
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Mon Oct 17, 2016
Bill Gassett answered:
The answer depends on what is written into the association documents. Here is a comprehensive guide to what you should be asking when buying into a 55 and older housing community.
0 votes 11 answers Share Flag
Mon Jul 11, 2016
Peter.taylor asked:
Please contact us with an e-mail. Everytime we try to send a message from Munich via your website it fails to accept our tel.-no., even with the" "! Our e-mail: peter.taylor@live.de.…
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Sun Apr 17, 2016
Philhood answered:
It is better to get your fixed costs as low as possible in retirement. Better to have no mortgage.
0 votes 2 answers Share Flag
Tue Mar 29, 2016
answered:
I would be more than happy to help you.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
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Mon Feb 29, 2016
answered:
Sun Sep 13, 2015
Cindy Davis answered:
Green lawns have an effect that could go either way. Families with young children still like a patch of grass. But water conscious Californians are very aware of water costs. Hardscapes that require low water usage tend to be appealing. ... more
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Thu Sep 10, 2015
Robert asked:
I am looking to buy a one bedroom condo in Palm Springs(Cat City.) I need information regarding a lender who will lend for less than 50K. Where I am many will not. Anyone know of a lender.…
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Sun Jul 19, 2015
Tinabrueske answered:
I need to re t a home n Dhs ASAP I'm n a vacation condo till I find a home for rent cheap. Please help me. 760-333-3601. I need a 2. D 2 bth
0 votes 6 answers Share Flag
Wed Jul 8, 2015
Alex Montelongo Real Estate Group answered:
Hi Michael, I am really not sure how to do that...But my advice is to work with a Realtor in the area that can help you pinpoint what you are looking for. Any Realtor can set up a search based on your criteria directly through the local Multiple Listing Service. This will be a direct feed and more accurate.
Please let me know if I can refer you to someone in the Palm Springs Area. Don't look on your own. Let someone help you. It's free and costs nothing.

All the best.

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
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Sat Jun 13, 2015
Marcia Griffiths answered:
Palm Springs Villas 2 is a gated community with swimming pools, tennis courts and more amenities and I have just sold a condo in that community. Palm Springs Villas 1 does not have the amenities and is not a gated community. If I can send you any further information on this community, please let me know. My email is: griffithsmarcia4@gmail.com ... more
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Sat Jun 13, 2015
Marcia Griffiths answered:
No the fence cannot be removed and that particular home has a sale pending. There are other properties in that community for sale, if you are interested in possibly purchasing in that area, I would be happy to send you information on what is available. my email is:griffithsmarcia4@gmail.com ... more
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