Being from Palm Harbor you probably already realize you have an array of options. For the sake of this discussion I am only referring to single family homes, not townhomes or condos. If you are looking to be on a large lake, such a Lake Tarpon you can find some really good buys even under $300,000 on a canal, some updated and even with a pool. If you are looking to be on a canal going out to the bay or gulf you probably will need to be in the 300-600,000 plus range. Crystal Beach has some on Canals under $400,000. Tarpon Springs even has one currently in the mid 6's on open water on Beach Dr.
Island Estates, off the causeway to Clearwater Beach, runs about $600,000+. Going down the coast, usually the intercoastal side, from Clearwater Beach to St. Pete Beach, there is a lot in the $500,000 to 1 million range. You can even find some on the Bay side of Old Northeast directly on the water under a million. Direct gulf front is usually over the million mark and the sky is the limit.
It really depends on what you are looking for in terms of "lifestyle." Is this for view, or are you a boater? If you are a boater? Motor-sailboat-kayak? What size? How deep? These all effect your choices.
If you are considering a Townhome, I just listed a "short sale" in Dunedin with deeded dock for $245,000. If you want to know more about it let me know and I will send you pictures.
Since you are just looking-the browsing on line stage... I have a free service called â€œListingbookâ€, which I provide for my clients. It is like a back door into the MLS which updates daily: new listings, price changes, solds & with-drawns, allowing you to really be able to follow and learn the market. I set up a basic search according to your guidelines. Once you are in, you can change the parameters as you need. If this is something you would be interested in let me know & I would be glad to set up your free Listingbook Account.
Also since you live in the area, I also have a free automated service called CITY (Curbside Info to You) available 24/7. I will issue you a number you can call in on ANY sign and it reads the MLS information to you from the street address for all ACTIVE lisings in the MLS. If this would be helpful let me know. I just need your cell phone and an email to register it and will email you a number you can call in on to get the information.
I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.
Broker Associate, GRI, SFR, CDM
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761