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Palm Harbor : Real Estate Advice

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  • Home Buying43
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Activity 148
Wed Jun 21, 2017
Gmarcisz asked:
and it says this is an attempt to collect a debt pursuant to the fair debt collectors act, can they do this? should i go to this court?
0 votes 0 Answers Share Flag
Fri Jun 16, 2017
Mary answered:
Hi,

Thank you for reaching out and I apologize for the inconvenience this has caused you. My best recommendation is to also delete your Recent Searches for Palm Harbor, FL. Upon investigation, I've seen that you still have a recent searches for Pearl Harbor, FL. Please follow the instructions on how to delete your recent searches.

1. Log in to your Trulia account
2. Click the Saved Searches from the tab on the upper right corner of the page
3. Click Recent Searches
4. Find the property listings that is outside of your criteria search and click Delete

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
0 votes 1 answer Share Flag
Thu Jun 15, 2017
UpNest Top Realtors answered:
Hello, The only way to get your FSBO home listed on Trulia is to have it listed on the MLS. Only agents have access, but you could also pay for what's called a flat fee listing service if you want to sell by owner (generally not a good idea). We created UpNest (http://www.upnest.com) to help home sellers get the best value possible. All you have to do is submit a few details about your home, and we'll invite several top local agents to submit proposals to you. Since agents are competing to earn your listing, they bring out their best commission rates and value added services, saving you a lot of money. There's no risk to try us at all, and it's completely free for you. http://www.upnest.com Good luck! ... more
0 votes 2 answers Share Flag
Mon Jun 5, 2017
Solomonjohnson911 answered:
Tue May 23, 2017
Branchofroses answered:
my mother recently passed away and her home is being foreclosed/ sheriff sale I was told that any of the heirs can file chapter 13 bankrupsy to save the home is this correct and can they foreclose on the home since she is deceased and and the only one on the mortgage? Please advise ASAP Thanks. ... more
0 votes 18 answers Share Flag
Sat May 6, 2017
Alan May answered:
You need to talk to a real estate attorney... quickly.

We are not attorneys and cannot advise you whether quit-claim deed (handing the property directly over you) would be adequate to prevent foreclosure, or not. ... more
0 votes 1 answer Share Flag
Fri Apr 28, 2017
Jm1924 answered:
Can I rent my house for 6 years?
0 votes 10 answers Share Flag
Mon Apr 24, 2017
Rsgrunow8 asked:
Mon Jan 23, 2017
Faithandhumility asked:
Thu Jan 19, 2017
UpNest answered:
Good question! Have you tried getting a second opinion? www.UpNest.com is a great platform that allows you to consult with realtors in your local area for free. I highly suggest you ask a realtor who understands the housing market you're currently in. ... more
0 votes 2 answers Share Flag
Fri Dec 23, 2016
Whalesongs asked:
I've bee receiving Trulia updates for several months, recently the links have stopped working which take me to the specific home I want to view.
0 votes 0 Answers Share Flag
Sat Nov 19, 2016
answered:
Look for
Cash= 3.5% down seller can credit up to 6% for closing cost.
Credit= Min 580 credit score no late pays in the last 12 months.
Capacity= Max dti 56% with AUS Approval.
Collateral= For the most part the home must be move in ready.
We can help! We provide FHA/VA loans all the way down to a 580 fico. As a licensed real estate broker and mortgage broker over 10 years i can answer any questions you have throughout the process. http://www.florida-mortgage-lenders.com/
... more
0 votes 4 answers Share Flag
Sat Nov 5, 2016
Jonathan Klurfeld, Esq. answered:
You can try. You should seek the advice of a licensed FL Lawyer.

Disclaimer: I am a Florida attorney and licensed Realtor. Information posted or made available on or through this site is not intended as legal advice or to create an attorney-client relationship between you and any attorney/our firm until officially retained. You should consult an attorney for advice regarding your individual situation since every case is different and not all information is relayed in an online question. ... more
0 votes 2 answers Share Flag
Tue Nov 1, 2016
Jonathan Klurfeld, Esq. answered:
There is no law requiring a bank to foreclose in any specific time frame. 8 months is not that long, some foreclosures are not filed until after 1-2 years of missed payments.

Disclaimer: I am a Florida attorney and licensed Realtor. Information posted or made available on or through this site is not intended as legal advice or to create an attorney-client relationship between you and any attorney/our firm until officially retained. You should consult an attorney for advice regarding your individual situation since every case is different and not all information is relayed in an online question. ... more
0 votes 2 answers Share Flag
Fri Oct 28, 2016
Jonathan Klurfeld, Esq. answered:
The bank will foreclose (at some point) and auction the property, yes.

Disclaimer: I am a Florida attorney and licensed Realtor. Information posted or made available on or through this site is not intended as legal advice or to create an attorney-client relationship between you and any attorney/our firm until officially retained. You should consult an attorney for advice regarding your individual situation since every case is different and not all information is relayed in an online question. ... more
0 votes 1 answer Share Flag
Tue Sep 27, 2016
Alan May answered:
Talk to your tax professional. None of us, here online, are familiar with your personal financial situation, and are not qualified to answer your question with any accuracy.
0 votes 1 answer Share Flag
Mon Jul 11, 2016
Maricris A answered:
Hello,

To post a for sale by owner property on Trulia, you will be redirected to Zillow. Once you are done posting your property on Zillow, the listing will appear on Trulia after 24 hours. Please let me know if you have any additional questions.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Regards,

Maricris
Consumer Care Advocate
... more
0 votes 3 answers Share Flag
Sat Jul 9, 2016
Sue Archer Reynolds answered:
If you are ready to go into foreclosure, that implies you've had a hardship in paying the current mortgage based on other difficulties- job loss, divorce, death, etc. If that is the case, there is still the option of negotiating with your lender to arrange for either a loan modification or short sale. Both require the same analysis and your lender will want you to consider the loan modification first.

I can show you the analysis that is used in a free one hour consultation. I have done these for 9 years because I wanted to make sure no one was having their home sold out from underneath them when they had the chance to save it. When a person is already experiencing a hardship, the last thing that should happen is they lose their home unnecessarily. Here's the gist of it- analyze your income and expenses. Your personal expenses need to be about 40% of your gross income. If they are, the loan modification offer will most likely be about 31% of your gross income for all housing expenses (Principal, interest, taxes, insurance and HOA) If those numbers won't work then you may be looking at a short sale. Either way, the lender WILL NOT FORECLOSE while you are being considered for a loan mod/short sale. AND it's the same paperwork for either option as I said.

The challenge when you're already stressed is seeing the numbers clearly for what they are. There are resources that will help you see the numbers and how the lender will be looking at them. I am one of those and there are others such as attorneys that I can refer you to.

Whether you decide you want to work with an investor or not is still an option as well. There are some that are honest, but others that are not, which is why there are so many laws passed by Pam Bondi about this issue. If you decide you're going to consider their option, then I suggest that you speak with an attorney. One hour can protect you and will be worth the money. I have some resources there as well.

Get informed, and you will be okay.
... more
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