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Home Buying in Palm Coast : Real Estate Advice

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  • Local Info50
  • Home Buying117
  • Home Selling16
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Activity 154
Wed Oct 4, 2017
Alan May answered:
No... the listing agent cannot refuse to present your written cash offer to the seller for 'any' reason at all.

You should take this up with your buyer's agent, who will run interference for you, and make certain that the offer is presented.

Good luck.
... more
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Wed Jul 5, 2017
Cerial Carpens asked:
2300 sq ft. Ocean view in Palm Coast. Have enough resources to save a good deal of money. I just need the right lender. Would like to borrow 200k to 250k. Have building experience. Any help…
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Tue Jun 13, 2017
Espo65 asked:
Sun May 21, 2017
Chris Kaufman answered:
The Mortgage is tied to the property - if it is not paid they can file foreclosure...

Florida is a lien in place state, which means when a note/mortgage is taken out on property there is a lien filed; you hold the deed but they hold the lien against it ... When the mortgage is satisfied either by paying it off or refinancing with another lender the lien is removed via a "satisfaction of mortgage" document,however if you're refinancing the note with another lender they in turn a place a new lien on your property.

quit claim is a process of passing ownership of deed/property but not of removing liens/obligations held against that property.
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Thu Mar 2, 2017
answered:
Hello, I'm a mortgage professional.

There are programs for higher debt to income ratios.

I would need more details to determine what you could qualify for.

If you have any other questions or would like help with this you are welcome to get in touch with me. ... more
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Tue Jul 19, 2016
Tomandbeths asked:
Are any of the homes in Grand Landings concrete block homes?
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Thu Jun 30, 2016
Chris Kaufman answered:
http://flaglerlive.com/7593/palm-coast-commercial-vehicles-ordinance/


if not the short answer is no in most areas..... There are RV storage areas/lots all over town where you can rent a spot... ... more
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Thu Jun 30, 2016
Chris Kaufman answered:
been a bit over ten years I think since the last Hurricane here in PC.....Maybe 04/05
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Thu Jun 30, 2016
Chris Kaufman answered:
Property in Florida are sold with current lease in place, if your rent to own contract is in fact a lease the new owners will have to honor it's terms and conditions...
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Sat Jun 18, 2016
philip skirball answered:
Masonry is construction built by using mortar to bind together units of stone, concrete block, brick, or glass block ( I would not refer to ceramic tile work as masonry). It can be either structural or non-structural, meaning it can either resist the loads placed on buildings by gravity, wind or seismic loads, or it can be used as a cladding or screen with other materials carrying strucural loads. Both concrete block construction and brick construction are correctly referred to as "masonry," referring to the fact that both are built by "masons." Masonry is generally used for walls, not floors or roofs, but roofs can be built with masonry, using the dome configuration, probably as shown in popular photos of white domes in the Greek islands. Concrete block is made from concrete that is poured in molds and cured (not dried) to a solid material. Brick is made from clay that is molded and baked. Stucco is a cementitious material that is made from cement, sand and water, and is troweled or shot with a compressed air "gun" ("gunite") onto the underlying masonry. Bottom line: Concrete block and stucco houses are masonry, but not all masonry is concrete block and stucco. Pro tip: getting answers to techncal construction questions on a site such as this where answers are given by those whose qualifications are "homeowner" does not seem to lead to the flow of accurate informatioin. ... more
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Thu Jun 2, 2016
Diane Christner answered:
If you are seeking advice on breaking a contract, your questions are best answered by an attorney.

By the way, are you the Joe that used to display Loopers at antique outboard meets? ... more
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Wed Jun 1, 2016
asgj1978 answered:
There is no 'government guarantee' pay out on a reverse mortgage once the house has been defaulted. Also the reverse mortgage payout has nothing to do with a short sale--the default is a result of the owner not paying the HOA fees---a reverse mortgage requires all fees, taxes, insurance and maintenance be kept up. However, a short sale also is whatever amount the default 'owner' agrees to take to sell the house, rarely do you get to negotiate that price--they feel that they are already taking a loss. ... more
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Sun May 1, 2016
Diane Christner answered:
2006 was at the peak of the real estate boom here in Florida. The bubble burst and prices dropped, sometimes substantially, for several years. Although the prices have recovered in some parts of Florida since the "bust," the recovery has been slower in some parts of the state.

Try contacting a local real estate agent in the area you are interested in for more specific information about that particular condo community.
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Sat Apr 23, 2016
Jacquie Yekmalian answered:
Hi Julius,

Your question lacks the full information to answer this question with 100% accuracy.
Type of contract, terms on contract, addendum's, type of financing, disclosures.
The list goes on

I am assuming you do not have a Realtor helping you with this transaction. If you dont,
I strongly suggest you hire an attorney at this point. Your deposit could be at jeopardy.
You could be heading for a lawsuit if you do not perform as per contract.
... more
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Thu Apr 14, 2016
Julius Burriss asked:
Seller would not except a contract unless I submitted a commitment letter within seven days. After the inspection report, it was revealed that the roof was bad and leaked. The pool and spa…
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Mon Mar 14, 2016
Dignaarc answered:
i am currently living on the 2nd fl condo under a lease and suspect that there is an illicit crop being grown underneath my feet.
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Fri Feb 12, 2016
Diane Christner answered:
Contact a couple of local lenders in the area where you're looking to purchase. What you qualify for depends on a lot of factors, not just credit scores.
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