Good Morning Gil. It would be a privilege to work with you. It is also imperative that you work with a team that knows all of the details and nuisances of the VA loan. It really is ALL about the team that you work with in order to successfully come to fruition. I am quite passionate about our vets. I am an Air Force Brat. My father was a career military man. I am a former lender. I am very well versed on the VA programs and affiliated with the best lenders possible. I have references for you should you need them and closed 4 VA deals last year and am working with VA clients right now. I live in Walnut Creek. Please call!