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Financing in Overbrook : Real Estate Advice

  • All29
  • Local Info1
  • Home Buying8
  • Home Selling0
  • Market Conditions4

Activity 4
Fri Sep 9, 2016
Christine Lopez answered:
I will like to assist you by sharing my story. I lost my house about 3 years ago, my credit score was so bad I had a ton of medical bills in collection. It was hard to even rent an apartment to live, as we all know most landlords run credit checks. I knew I had to do something to get back on track. So then, I hired (easyhackghost@protonmail.com) and few weeks later my credit score was repaired and went from under 500 now at 728. WOW! I can't believe it. I am now buying a home, signing the papers in a week/two. So don't ever think you'll never be able to rebuild your life again. All you need do is apply yourself together by taking the step now to get it done, you just might be amazed at what you can do. I can't believe what you have done for me!! Thank you easyhackghost@protonmail.com for your efforts on my behalf. My score has been repaired and upgraded so much and you are not even finished working yet. I know it sounds cheesy but I am just so grateful. I will never quit using them until my score reaches 850 or more. Good luck to everyone, if i can do it so can you. Contact easyhackghost@protonmail.com I am sure he will be able to help you. ... more
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Sat Apr 30, 2011
Renter answered:
There is a non-profit agency that supports first time homebuyers. It's called Mt. Airy USA. 6703 Germantown Ave

You take a class that provides information on the homebuying process. That includes, familization with real estate language, credit, budgeting, home-owner's insurance, etc.

You get a one-on-one session with an awesome housing counselor who is a former mortgage underwriter. She reviews your credit report and makes a specific plan of things to clean up. Once you complete the program, you are entitled to a $500 city grant (Philadephia) that goes towards your closing cost.

I went through this program in January 2011. I was able to improve my score over 100 points from January to March. I'm looking to make an offer on a house within the next week. You should differently try this!
... more
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Wed May 5, 2010
Community Mortgage Officer answered:
Who told you you need 20% as your downpayment........you should try FHA and your downpayment can be a low as 3.5%.

Hey, why not try a PHFA/FHA .....your down payment would be 3.5% and you could get up to $3K from them to help with your closing cost. That along with 6% seller assit would make things really nice for you. ... more
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Tue Aug 18, 2009
Carol Cei answered:
Hello, Tee,

There are funds available through the Pennsylvania Housing Finance Agency, however, one must be employed in order to get any mortgage. If anyone else in the household is employed you may be able to work this out.

Carol Cei
ReMax Millennium
215-649-1720
carolcei@remax.net
... more
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