Since you say your credit is back on track, it is likely that your ability to obtain conventional financing may be hindered. However, there are other ways to purchase property outside of conventional financing. We have programs for those with bruised credit who would not otherwise be able to buy a home the traditional way. If you have funds available for a down payment, you can often quality for a home through a Lease Purchase Agreement or with Owner financing.
I am a local real estate investor with many associations in the Orlando market. Those associations give me access to properties throughout the area.
If you would like to explore alternatives ways to home ownership, please contact me. I would be more than happy to assist you in finding a home suitable to your needs.