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Home Buying in Oregon : Real Estate Advice

  • All140
  • Local Info6
  • Home Buying78
  • Home Selling15
  • Market Conditions4

Activity 1,511
Andrew Harris, Real Estate Pro in Portland, OR
Thu Jan 5, 2017
Andrew Harris answered:
Andrew Harris, Real Estate Pro in Portland, OR
Thu Jan 5, 2017
Andrew Harris answered:
I saw that home while it was listed - it's a beautiful place. Email me and I'll send you the sold listing which has interior photos. andy@hometeamportland.com. Thanks!
0 votes 1 answer Share Flag
Derek Goude, Real Estate Pro in Portland, OR
Tue Dec 13, 2016
Derek Goude answered:
Great question Pete

An Actuary is a person that takes into account risk and uncertainty. Insurance companies use people with this background to create their software. Insurance rates are heavily weighted on location, property characteristics, and your insurance history. According to ValuePenguin, Oregon has the second lowest homeowners insurance premiums in the nation for 2016.

portlandmaps.com is a great resource of information. When you search an address you can go under 'public safety' and see risks associated with flood, steep slope, landslide, wildfire, and earthquake. There is also a breakdown of crimes in the area.

I have been a part of several transactions with homes where radon levels tested at or above the 'action' level. Oregon is one of the states that currently does not require radon testing in a real estate transaction. The fortunate part is that testing is inexpensive and the mitigation systems typically cost ~$1500. I believe that if a home tests high for radon, it should fall upon the seller to have a system installed before closing or provide a credit to the buyer.

Property condition is one of my top concerns. New construction doesn't get a free pass either. Experience has taught me where to spot potential condition issues. Home inspectors aren't free and sometimes it's better to pass on a home and keep looking. With our market being so hot, many buyers are waiving inspections and/or appraisal contingencies to have a competitive bid. I feel it is even more important in these situations to have experienced, sharp eyes on your side to notice potential issues.

Derek
5033435825 call/text

p.s. text me when you would like to chat about your other questions
... more
0 votes 1 answer Share Flag
Jaymather2003, Home Buyer in Portland, OR
Tue Dec 13, 2016
Jaymather2003 answered:
There are many programs, TALK to many mortgage professionals. However, do not have your credit run until they offer the program you need and you are ready to move forward.
0 votes 1 answer Share Flag
Jaycee McCor…, Real Estate Pro in Sacramento, CA
Fri Dec 9, 2016
Jaycee McCormick answered:
You should contact Home Loans For All. They can assist in the entire home buying process. We send most of our clients there. They have a ton of information regarding HUD homes as well. I will leave a link to their website. Hope this helps. ... more
2 votes 9 answers Share Flag
Lisa-montez, Home Buyer in Coos Bay, OR
Thu Dec 1, 2016
Lisa-montez asked:
Greg.jenn07, Home Buyer in New York, NY
Thu Dec 1, 2016
Greg.jenn07 asked:
how many acres are required for a property to be eligible for farm deferral? (looking in Clackamas County) thanks!!
0 votes 0 Answers Share Flag
Klmthom, Home Buyer in Sunriver, OR
Mon Oct 31, 2016
Klmthom asked:
after the first page, all the subsequent pages are about LaPine. You definitely have a computer program glitch. I have to continue my search on other real estate websites.
0 votes 0 Answers Share Flag
mr.steveng53, Both Buyer and Seller in Stockton, CA
Sat Oct 29, 2016
mr.steveng53 asked:
We have total income of 1,800 per month and are in our 60's..... we are looking for rent to own, lease or fixer upper but having problemswith knowing where to start
0 votes 0 Answers Share Flag
Stephanie Fe…, Home Buyer in Thousand Oaks, CA
Sun Oct 16, 2016
Stephanie Feldhut asked:
looking for. I am constantly disappointed when I open an email from you only to find a bunch of houses that do not meet the criteria that you asked me for. Very frustrating. If Im looking…
0 votes 0 Answers Share Flag
gina stancil, Home Buyer in Agua Dulce, CA
Sun Oct 16, 2016
gina stancil asked:
My house is for sale.how soon can i look for a house and what if i find one before my house is sold.i will be paying cash.my house is in agua dulce,ca
0 votes 0 Answers Share Flag
Cat, Renter in Topeka, KS
Fri Oct 14, 2016
Cat asked:
I am working with a realtor in Portland Oregon but the housing market here is so insane that I started looking (on Trulia) at condos in Vancouver, WA. Seems I can get more of what I want…
0 votes 0 Answers Share Flag
Scott Godzyk, Real Estate Pro in Manchester, NH
Sat Oct 8, 2016
Scott Godzyk answered:
It is something that should have been taken care of at closing. Most often a question asked at the final walk through. If it is a post office owned box, here the post office changes them for $5 ... more
0 votes 2 answers Share Flag
Elizabethcoo…, Home Buyer in Medford, OR
Wed Oct 5, 2016
Elizabethcooper1975 answered:
Contact 1dataexit@gmail.com if you need any credit repair you wont be disappoint they are legit and fast or message them at +1 646 480 9658 you will be thankful for my referral
0 votes 4 answers Share Flag
Angelica P, Home Buyer in Seattle, WA
Mon Oct 3, 2016
Angelica P answered:
Hi,

I apologize if you experienced any inconvenience with contacting an agent through Trulia and I am happy to help in any way I can. Currently we do not have a feature that accepts international phone numbers in the contact request box. My recommendation in the meantime is to search the agent's name and broker information into Google and finding their email or other contact information through that method. I apologize again for any inconvenience this may cause. Please let me know if you have any questions or concerns.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Stscca, Home Buyer in Modesto, CA
Sat Sep 24, 2016
Stscca answered:
Not sure why this posted twice. Additionally we are in Canby Oregon NOT Modesto CA
0 votes 1 answer Share Flag
Arturopjaure…, Home Buyer in Yuma, AZ
Thu Sep 22, 2016
Arturopjauregui answered:
i bought a mobile home on land inside the city just to have a place to live in case i lost everything. i paid 40000.00 for it dropped 2000.00 to rent it out for 650.00 dollars per month. its been 4 years now and i have accumulated 28800. back the house is now worth 75000.00 because i bought it as a foreclosure. so know i have 42000.00 invested but have been able to put away 28800 and also gained 25000.00 in property value totalling 53800.00 i have now bought another such property. fixing them is easy and inexpensive. i would never make that much profit anywhere else that i am aware of. ... more
0 votes 12 answers Share Flag
John Burke, Real Estate Pro in Austin, TX
Tue Sep 20, 2016
John Burke answered:
Hi Victoria,

FHA charges an Upfront Mortgage Insurance Premium of 1.75% of your loan amount which is financed on top of your loan. In addition, FHA requires annual mortgage insurance which is broken down to 12 monthly installments and collected with each payment just like your taxes & insurance.

I would have to see an estimate of your closing costs from the lender to tell whether or not you're charged twice for the FHA Upfront Mortgage Insurance Premium.

I would be happy to give you a second opinion.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
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