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Moving in Orange County : Real Estate Advice

  • All330
  • Local Info10
  • Home Buying180
  • Home Selling26
  • Market Conditions5

Activity 16
Fri Aug 7, 2015
Sheryl Arndt answered:
Hello Kathy, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The rentals in Irvine start from $1,900 for 2bd 2ba condo and up. The purchase in Irvine start from 339k for 2bd 1.5ba condo which is as low as $1,700 down payment with a minimum 640 fico score @339k.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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0 votes 3 answers Share Flag
Wed Jul 22, 2015
Art Welch answered:
You want to bring the issue to the attention of your landlord or management company. They probably won't fix it until it is broke but a photo of the damage and a date time stamp along with an email to them and a copy for your self would protect you. Making them aware and stating you don't want to be responsible if it cause damage might spur the owner into fixing it now. Good luck. ... more
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Thu Feb 19, 2015
Kauffmannrob answered:
Can't you put and application in your
Name. In Chicago some home
Owners don't make you fill out and application.
Wishing you the Best of Luck
0 votes 1 answer Share Flag
Wed May 15, 2013
Ra LeSieur answered:
I would be more than happy to assist you. I believe you should be okay with the amount you have. If you are able to get pre-qualified, this would be a great advantage for you.

Please call me or email me anytime.

Thank you,
Ra LeSieur
The Kish Group
DRE# 01759165
Phone: 562-405-1375
Email: ra@thekishgroup.com
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0 votes 4 answers Share Flag
Tue May 7, 2013
Rekha Shah answered:
You definitely get the best value for your $ for sq. ft. Because of safe city to raise family as well as the best education for the children from preschool to collage level
0 votes 12 answers Share Flag
Wed Jul 18, 2012
Marsha Morris answered:
Hello Mdelprince,

I don't think you can go wrong living at the Villa Siena or any of the places near The Irvine Spectrum. It's a great place to live and conveniently located near many shops and restaurants. Another place you might look at are the mid-rise condos along Jamboree (like The Watermarke). They come with great amenities and appears to be a convenient place to live as well. Let me know if you need any rental listings. Good Luck with your new business!

Marsha Morris
realtor242@aol.com

Realty Benefit
#01243218
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0 votes 8 answers Share Flag
Sun Jul 1, 2012
Rusty Watts answered:
Hi Jeanne!
There is a great Catholic High School close to where I live. Mater Dei High School in Santa Ana ! Several of my neighbors children attend there so I could connect you with them. That being the case,the best location for you would be North Huntington Beach, from the choices you have given me.
If you are open to other suggestions,I can recommend other areas for you. The main concern would be, where are you going to work?
AS I said before, children in our neighborhood attend there and there is a carpool group that helps each other. I'll get the hotline going to connect you to them when you are ready!

Rusty Watts
Coldwell Banker Beachside
714-658-7161
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0 votes 6 answers Share Flag
Tue May 22, 2012
Fred Macias answered:
Call me, I may be able to help you. 714.342.9995 cell. I live and work here in Huntington Beach.
0 votes 3 answers Share Flag
Fri Jan 7, 2011
Willy Olsen answered:
0 votes 6 answers Share Flag
Sun Jan 17, 2010
Suzanne Taylor answered:
The MLS has rental listings for Laguna Beach. If you would like to provide your wish list of requirements, I will run a search and send you what's available. Questions to consider are the length of lease, # of bedrooms, # of cars, garage, view, price, furnished or not and location and start date would start the search.

Suzanne Taylor, Prudential Ca Realty
DRE#01497962
Laguna Beach
949-303-8346
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0 votes 4 answers Share Flag
Sun Nov 29, 2009
Jesse Sierra answered:
Hi Debin,
Has anyone helped you out yet?
I work with a large Nation wide network of Realtors®.
Feel free to contact me through my Trulia Profile.
Let me know if I can help you out.

Best Regards,

Jes Sierra, B.Sc.
Realtor®
Century 21 Beachside Realtors®
Chino Hills, California
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0 votes 1 answer Share Flag
Sun Sep 20, 2009
Jesse Sierra answered:
Tlee,
You should work with a Realtor® and if you are already working with an agent, you should be having him check that out for you.
Trulia is a good place to get answers, but you need to build a relationship with your agent.

Best Regards,

Jes Sierra, B.Sc.
Realtor®
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0 votes 2 answers Share Flag
Wed Mar 18, 2009
Jane Grant answered:
Rose: Try these sites as well. www.city-data.com and for rental rates go to www.rentometer.com
0 votes 17 answers Share Flag
Mon Mar 2, 2009
Jess Mendoza answered:
Commute from Long Beach to UCI medical, would take you about 15-20 minutes. Other areas to consider is Huntington Beach, Orange, Garden Grove. Night life in Long Beach is great, lots of clubs and restaurants specially in the Downtown area. Rent vs. Buy. I can make you an Analysis with the advantages of owning vs renting or vice versa. email me at Jessmend@yahoo.com with your monthly rental. ... more
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Tue Feb 3, 2009
Thom Colby answered:
Michael -

CALIFORNIA has enacted laws to protect tenants living in situations where a (non-relative) who owns the property has been foreclosed. If you are in this situation, you have CALIFORNIA law working for you. Notices of Default are Public Record so you can watch the county website to see if where you are living is in jeopardy of foreclosure.

Cash for Keys is often offered by the agent of the lender who forecloses BUT, it's not much money and won't get you another place to live in a hurry.

Best of luck and if you need to find another place to live, use a REALTOR.

Cheers,

Thom Colby
Broker & Realtor
Orange County, CA
... more
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