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Home Buying in Orange County : Real Estate Advice

  • All330
  • Local Info10
  • Home Buying180
  • Home Selling26
  • Market Conditions5

Activity 1,891
Wed Jul 20, 2016
answered:
It is very possible, feel free to call me to be prequalified.

714-968-2500

License 287206 Equal Housing Lender
0 votes 1 answer Share Flag
Wed Jul 20, 2016
Rich Reed answered:
Here are some common methods of Holding Title http://www.nancychan.laltic.com/Uploads/19/25/11925/Gallery/Flyers/Common_Methods_Holding_Title_CLTA_LT1.pdf
0 votes 1 answer Share Flag
Sat Jul 16, 2016
Arpad Racz answered:
Hi,

Does your lender happened to be licensed in both states?

Kind regards,

Arpad
0 votes 1 answer Share Flag
Tue Jul 5, 2016
answered:
It is hard to say that we have had a bubble just yet. I have seen several areas where it is clear we had one, Big Bear is the best example. Prices doubled there now everything is for sale and nothing is selling. San Diego prices have really gone up. Big Bear is a Bubble, San Diego may be a bubble.

What we see in Ladera Ranch does not seem to be a bubble.


While prices in OC have gone up it is measured compared to San Diego County and Big Bear. While prices might drift down, if and when these other prices do, and they will likely drop some first time there is talk of higher interest rates. But OC and LA prices are linked as they are joined.

The fact is no one knows, anyone who says they do doesn't know they don't know. It sounds like you are selling one property and buying another, OK then it does not matter, they will most likely move in tandem to some extent.
... more
0 votes 1 answer Share Flag
Tue Jul 5, 2016
answered:
Yes, this is very common, and I cannot tell you how many times I have been in disputes because after the 3 days the home was not left in move in condition. Everything from garbage to broken tiles.

But logistically this is a necessity for many deals. The seller simply needs the cash from your deal to move.
... more
0 votes 3 answers Share Flag
Thu Jun 30, 2016
Sheryl Arndt answered:
Hello Megan, did you get your loan funded? You would qualify for an FHA loan with these types of issues with your job and school history.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify and go over your options. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 5 answers Share Flag
Thu Jun 30, 2016
Sheryl Arndt answered:
Hello Monica, did your lender get your loan funded? Do you need advice or assistance?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Tue Jun 28, 2016
Susie Kay answered:
Perhaps seller is awaiting something in writing from your agent and his/her agent about the pitching in.

Here in Texas, seller doesn't have the option to back out of the deal by terminating the contract. However, seller can refuse to do repairs and buyer can back out during option period. Considering that it is written in the contract that appliances are part of the deal and seller signs, seller cannot refuse not to do it or you can bring him/her to court. Of course, there can always be questions on how it is written or included in the contract. ... more
0 votes 4 answers Share Flag
Thu Jun 23, 2016
Bazizzle answered:
Buy. Maybe get something a little cheaper so your down payment percentage will be higher. I'd shoot for at least 25%. Then only get a 15 year mortgage. Your house will be paid off no later than 77. ... more
0 votes 8 answers Share Flag
Fri Jun 3, 2016
Nick Harvey asked:
Home I'm thinking of buying has unpermitted granny flat or apartment. Will I need to bring it to code to buy.
0 votes 0 Answers Share Flag
Thu Jun 2, 2016
Bryan_asuncion answered:
You can submit a C.A.R. Form BDRD to demand release of your deposit. I am in the process of filing the form.
0 votes 11 answers Share Flag
Wed Jun 1, 2016
James Festini answered:
Did you ever get what you were looking for here? I might have some of that.
0 votes 8 answers Share Flag
Tue May 31, 2016
Sheryl Arndt answered:
Hello Michelle, the rentals in Corona Del Mar start from $2,850 for 2bd 2ba condo and up. Have you considered buying?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide to buy you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Sat May 28, 2016
Prosper Realty Services answered:
You should contact Home Loans For All. They can assist in the entire home buying process. We send most of our clients there. Just google Home Loans For All. Hopefully this helps. Take care. ... more
1 vote 40 answers Share Flag
Fri May 27, 2016
Marchettiwintips answered:
Hello Sam,

Electronic bidet / toilet seat is a toilet appliance which is not attached (bolted) to the toilet (or floor) but rather rests on the toilet surface (pretty much like a toilet seat). The toilet can function just fine without it. Being an add-on appliance which connects to the existing water supply of a toilet via the addition of a threaded tee pipe adapter, and requires no soldering or other plumbing work, electronic bidet can be easily unplugged and removed, and therefore should be considered a personal property. Would you consider a free standing (not bolted to the kitchen cabinet) espresso maker a personal property?

Having said that there are many different kinds of bidets and it's important to differentiate. Some are porcelain toilets with bidet function which are bolted to the floor, caulked, and require special plumbing. Electronic bidet (aka electronic washlet) is an appliance which isn't attached to the toilet and can be easily removed. I hope this helps to clarify your question.
... more
0 votes 5 answers Share Flag
Tue May 24, 2016
Alexander Greer answered:
Yes you should go do both of those things.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 1 answer Share Flag
Mon May 23, 2016
Nicole Fedorchek answered:
It means that the property is currently in escrow, and the seller is not accepting any more offers.
Nicole
0 votes 1 answer Share Flag
Wed May 18, 2016
Rich Reed answered:
Pending (P): The seller has accepted an offer and is not soliciting offers through the
MLS. This is an Off-Market status.
0 votes 1 answer Share Flag
Wed May 18, 2016
Sheryl Arndt answered:
Hello Judy, the rentals in Placentia start from $1,675 for 1bd 1ba apartment. The purchase in Placentia start from 218k for 2bd 1ba condo. You may qualify to buy with minimum out of pocket expenses with the 3%-5% Sapphire Grant down payment assistance program.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide to buy you will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 4 answers Share Flag
Tue May 17, 2016
Jeanne Cordell answered:
I saw in the listing there is a leased land fee. How much is that and what does that mean concerning home ownership?
0 votes 3 answers Share Flag
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