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Home Buying in Orange : Real Estate Advice

  • All176
  • Local Info13
  • Home Buying66
  • Home Selling7
  • Market Conditions3

Activity 83
Wed Jan 4, 2017
Nicole Fedorchek answered:
Hello-
There are a few mobile home parks where you own the land. I know of one in Fullerton and one in Lake Forest.
0 votes 1 answer Share Flag
Tue Nov 22, 2016
Nicole Fedorchek answered:
Hello!
There are some options for you, its best to speak to a mortgage professional to explore your options! I have a few referrals for you!
Contact me directly, and I would be glad to assist you further!
Nicole
... more
0 votes 2 answers Share Flag
Sun Nov 6, 2016
Nicole Fedorchek answered:
This community in Orange has a mix of single-family homes and attached townhomes/condos. There are approximately 400 units total.
Nicole
0 votes 1 answer Share Flag
Sat Oct 8, 2016
Jacobslynette08 answered:
Looking to take over home payments in the Brackenfell area Protea heights 0725957881
0 votes 19 answers Share Flag
Mon May 16, 2016
Sheryl Arndt answered:
Hello Fuentesamparo1118, You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

A fixer upper would most likely not qualify for FHA financing but you may consider 203k loans to buy and fix those types of properties.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Thu Mar 31, 2016
Alysse Musgrave answered:
Valuations on sites like this are inaccurate to the point of being completely worthless. Ask a Realtor in your area to run a list of comps for you. Most will happily provide this service at no cost to you.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
0 votes 2 answers Share Flag
Tue Oct 13, 2015
Nicole Fedorchek answered:
Hello,
I can assist you with your purchase in California. I am local here to Orange!

Nicole Fedorchek, Tarbell Realtors
Gold Circle of Excellence
714-914-5097
realtornicolef@gmail.com
www.nicolefedorchek.com
DRE01920370
... more
0 votes 2 answers Share Flag
Thu Aug 27, 2015
Nicole Fedorchek answered:
Hi, Gina!
I am happy to assist you with this! I can definitely get your home here in CA sold quickly!
Nicole Fedorchek, Tarbell Realtors
Gold Circle of Excellence
714-914-5097
realtornicolef@gmail.com ... more
0 votes 3 answers Share Flag
Fri Aug 21, 2015
Sheryl Arndt answered:
Hello Mitchell, you did not include an address or link to know which property you are inquiring about. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare.

The purchase in 92867 zip code of Orange start from 330k for 2bd 2ba condo and up and most all available inventory is standard sales. The REO start from 800k for 4bd 3ba single family home.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 1 answer Share Flag
Fri Apr 10, 2015
freddieweiss answered:
I am a retired real estate broker who returned to help her son buy a home. I am upset with the current contract used and written by Calif. Association of Real Estate. It allows the seller to keep your deposit even if you do not obtain the loan, get the appraisal price, or if you find a serious problem on a home inspection. The normal Buyer's rights I worked under for years have been removed. Buyers are exposed to the loss of their deposit in ways I have never seen before. Perhaps consulting an attorney before writing an offer would be a good idea. ... more
0 votes 12 answers Share Flag
Fri Apr 10, 2015
Russ Ravary answered:
Wed Mar 4, 2015
Kristin Halton answered:
We have a few listings with attached guest quarters that may be perfect for you! give us a call and we can set up a time to show you!

Kristin Halton
949-433-0202
0 votes 4 answers Share Flag
Thu Feb 26, 2015
Garcia Kincaid Group answered:
There are some great city programs that offer down payment assistance. Definitely speak with a lender and (actually speak to a few lenders) so you can see what options you have. It never hurts to plan ahead and you may be pleasantly surprised at what you can do now! ... more
0 votes 11 answers Share Flag
Thu Feb 26, 2015
Garcia Kincaid Group answered:
Depending on your particular situation I would seek the counsel of a Real Estate Attorney. Sorry couldn't offer a strong opinion:(
0 votes 1 answer Share Flag
Fri Jan 23, 2015
Wally West answered:
I think that you would need to contact someone in the financial services. Those people keep tabs on how the market is doing and what all of the best prices are. My wife contacted one of them recently trying to find out about commercial real estate prices. I am sure that there are many professionals in your area that have the knowledge that you seek.

http://www.nbsfinancial.com/
... more
0 votes 5 answers Share Flag
Fri Nov 14, 2014
Jill Murty answered:
In the case of a short sale, the buyer will be expected to satisfy outstanding liens.
0 votes 3 answers Share Flag
Fri Sep 12, 2014
reynoldsc99 answered:
I would recommend talking to a bankruptcy lawyer rather than a real estate lawyer in this case. Filing for bankruptcy is a big decision, so it's good to talk to someone who can tell you how it will help you and whether it's a good idea. It's a better plan for some than others.

Claire Reynolds || http://www.langlaw.com
... more
0 votes 13 answers Share Flag
Mon Jun 30, 2014
Pocahontas99 answered:
Actually I was looking at a cute house and we put in a bid and we got the same thing. Basically he flipped the house and he doesn't know, but I would assume that a long with the upgrading I'm sure he ran into something seeing how the house was built in the 70's. I want to see that. Also I would rather have an appraiser go in before I agree. They are trying to get us to agree before we get an appraiser then what ever needs to be fixed they can tell him to fix then, but I don't want to lock into that before it's looked at. Finally since he is a flipper, We only get 24 hours to decide if we will pay the amount that he wants which is our ceiling. Before he wanted less you know the bargaining game, but if someone is going to get my ceiling I want everything that I want before hand. Sorry this isn't an answer I just wanted to piggy back on this one. ... more
0 votes 26 answers Share Flag
Sat Jun 28, 2014
frittsfran answered:
I don't know because I have been searching for about an hour and one-half and even though I put in Columbia, SC real estate with mothers-in-law-suite, but get NOTHING. It is really frustrating! ... more
0 votes 14 answers Share Flag
Fri Jun 20, 2014
Richard Ellis answered:
It doesn't sound fair when you are the buyer. The short sale lender wants to get the most they can even if it is unreasonable. But, they have the power to agree to your price. You need your agent/broker to push for you. Good luck! ... more
0 votes 7 answers Share Flag
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